Homeboosters unlock money from their property to help the next generation join them on the ladder.

If you're tired of seeing your loved ones struggling to become homeowners, read on.

Why become a booster*?

Share the wealth

If you've worked hard to climb the ladder, you know how important homeownership is in giving you a stable footing in the world. And, with house prices steadily increasing, you've had the wind on your side too. Becoming a booster* means you can pass this security, prosperity and future-proofing on to the next generation.

Lend a hand without disrupting your life

With over 3.5m young adults living back in the family home, younger generations are relying on family more than ever (FT, 2020). Instead of giving up your spare room or downsizing to free up cash, boosting* is a safe way to give. What's more, it won't affect your lifestyle.

Keep it in the family

Through savvy financial management, you could be saving your homebuyer thousands by tapping into market-leading interest rates, and getting them out of the expensive and unrewarding rental cycle. More money for you & yours, less for the banks & landlords.

How does a booster* mortgage work?

We'll unlock money from your existing property with a Tembo boost*. Then we'll use that money to top up your homebuyer's deposit.


Your deposit



Tembo boost



Your mortgage



House Purchase Value

Your boost* will help the homebuyer get on the ladder faster and increase their affordability.

Nuts & Bolts

A deposit boost* is a mortgage taken out against your property to unlock money for your homebuyer's deposit.

Expert advice

A dedicated broker will arrange both the homebuyer and the homebooster* mortgage for your family.

Low rates

Interest rates for the booster* mortgage are typically between 2%-3%, although your broker will confirm a live rate.

Pay monthly

The interest is payable monthly by the homebooster*, although many of our homebuyers opt to cover monthly fees.

Flexible terms

The mortgage is flexible, but most often the balance isn't due until the homebooster* moves, if they go into care or die.

Ready to get started?

How much could you save with Tembo?

Our smart mortgage calculator scans thousands of products from 80+ lenders to show how much you could borrow with a deposit boost.


Meet the Fosters

Parents who want to help their daughters buy

Deposit boost*: £100,000

New deposit size: 35%

Read his story

See what other boosters* are asking.

Go to FAQ's

Read all about it

See all posts

Rent vs Buy. What's right for you?

There are lots to consider in the rent vs buy argument so we’ve covered the main points to help you decide if you should buy a home or rent instead.

Read on

The essential guide to Help to Buy

Record numbers of people are buying homes through the government's Help to Buy scheme, but does anyone really understand what it is?

Read on

What is remortgaging and how does it work?

Confused about remortgages? We're here to tell you all about why you'd want one, when is the best time to take one out, how you do it and when you should avoid it.

Read on