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Place your 'impossible' cases with Tembo

If you have clients who are ineligible for traditional mortgages, Tembo can advise on a range of family mortgage products to place them. We'll pay an upfront fee of £100 for referred clients & a generous commission on completed cases.

Refer a client today

What is Tembo?

Tembo is a family-focused digital mortgage broker backed with investment from Aviva and Nationwide. 

Tembo is helping a new generation of buyers get a foot on the ladder or buy their next home where traditional mortgages haven't worked. Our innovative products help your clients to increase their maximum borrowing or increase their deposit size with help from their family and friends. Over 70% of Tembo customers couldn't have bought without this support.

Where we can help

If your client is failing affordability

Is your client failing affordability with lenders due to low income or because their deposit is too small? We have a range of mortgage solutions whereby a family member or friend can boost your client's application. Over 70% of our customers couldn't afford a mortgage without this support.

If your client has put their search on hold

If your customer has put their house hunt on hold until they can afford the home they want, a Boost mortgage could offer a faster solution. On average, our customers increase their affordability by £64,000, and a Boost mortgage can be completed in weeks - potentially saving them years of arduous saving.

Advice on alternative later life lending

If your client wants to release money to help a loved one buy, but they don't want to commit to equity release, Tembo offers a range of alternative later life lending options. Plus, gifting a deposit through one of our Boosts can have potential inheritance tax benefits.

Refer a client

How it works

Partnering with Tembo is simple, fast and you can trust that your client will get a five star experience from our expert team.

Refer a clientEmail our team

Our customer journey in three simple stages

  • Referral

    Refer your client through our portal in under 5 minutes. We just need some basic information and confirmation that we can contact the client regarding their situation.

  • Advice & submission

    We'll pay a fee of £100 per appointment for each new client you refer to us. Our team will handle the advice process while providing regular updates. When a mortgage has been approved, we'll pay 50% of any commission we receive from the lender.

  • Protection & insurance

    When it comes to protection & insurance, there are a few available options. We'll return the customer to you for advice if that's preferable. Otherwise our expert team will provide advice, and we'll split commission 50/50 on any policy arranged.

Got questions?

Email our Head of Partnerships, Steve Nobes, to discuss any questions you have around the process, or for an update on a client's progress. You can contact Steve here, and we'll get back to you as soon as possible.