Increase my budget
Buy my first home
Buy with a guarantor
Help someone buy
See live interest rates
On your own
Boost your buying budget without a loved one’s help.
Boost your buying budget with the help of family or friends.
Build a house deposit using a loved one’s existing property.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Buy a home with a repayment mortgage
Increased borrowing for first-time buyers
Increased borrowing for professionals
Co-buy with friends or siblings
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Is now a good time to buy?
How does Skipton's 100% mortgage work?
How to access lower mortgage interest rates
Discover what makes us different
7 days a week - Email, phone & live chat
Join our award-winning team
Real stories from our happy customers
We are an award-winning mortgage broker helping first-time buyers, movers & remortgagers bridge the growing affordability gap through specialist buying schemes, from family guarantor mortgages to shared ownership.
Our average buyer increases the amount they can borrow by £82,000
If you’re a single buyer, or buying with someone else, there are options to boost your borrowing or your deposit, without family support.
Buy with help from a family member or friend, using their income, pension or savings to increase your affordability or deposit.
Release money from a family member's home to help you boost your borrowing or deposit. Plus, you could access lower interest rates.
Buy sooner by purchasing as little as 5% of a home and pay rent on the rest. Over time, you can buy more, or sell your share if you decide to move.
Our smart technology checks your eligibility for hundreds of lenders and affordability boosting schemes in seconds.Check my eligibility
We show you your max borrowing as well as live interest rates and monthly repayments for your eligible schemes.Get my mortgage plan
Your mortgage advisor will be by your side from your first call with Tembo to getting your new set of keys. Our award-winning team are available 7-days a week.Get started
4.8/5 by 149 people
We’ll be your partner in the homebuying journey: liaising with your lender, solicitor & the sellers. Just like the happy customers before you, who have bought their homes through Tembo.Start my journey
Buy your house with a standard mortgage or arrange a remortgage
up to £999
If you're using a Boost, you have credit issues or want to transfer equity
Whether you're trying to remortgage with reduced affordability or buy your first home, get expert advice from our award-winning team to help you navigate a changing mortgage market.
We’ll update the interest rates on your plan monthly, so you can stay informed without the legwork. Plus, review the best fixed or variable rates live on our website.View live interest rates
Confused about mortgages? Read our guides for expert tips on saving, buying and the market.