Increase my budget
Buy my first home
Buy with a guarantor
Help someone buy
See live interest rates
On your own
Boost your buying budget without a loved one’s help.
Boost your buying budget with the help of family or friends.
Build a house deposit using a loved one’s existing property.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Buy a home with a repayment mortgage
Increased borrowing for first-time buyers
Increased borrowing for professionals
Co-buy with friends or siblings
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Is now a good time to buy?
How does Skipton's 100% mortgage work?
How to access lower mortgage interest rates
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Real stories from our happy customers
We are an award-winning mortgage broker specialising in helping first-time buyers, movers and remortgagers bridge the growing affordability gap. We do this by advising on a range of specialist buying schemes that help our customers discover their true buying budget and get on the ladder sooner.
Boost what you can afford without family support, whether you're buying solo or with a partner.
This is a standard repayment mortgage: you’ll put down a house deposit and borrow the remainder from your lender.
Borrow up to 5.5 times your salary to boost your buying budget with a 5.5x Income Mortgage.
Whether you're a vet, doctor, lawyer or accountant, borrow up to 5.5 times your salary to increase your buying budget.
If you're a serving military personnel, you could borrow up to 50% of your salary to boost your buying budget with the Forces Help To Buy scheme.
Purchase a new build home from a participating home builder with just a 5% deposit with the Deposit Unlock scheme.
Whether you're a firefighter, doctor, nurse or teacher, borrow up to 6.5 times your salary with an NHS or Key Worker Mortgage to significantly increase your buying budget.
Buy with help from a loved one, using their savings, pension or income to increase your affordability.
Add some or all of a guarantor’s earnings to your household income to boost your mortgage affordability.
Boost your deposit with help from family or friends in return for a share of your home.
With the help of a loved one’s cash savings, you could get a mortgage with as little as 0% deposit.
Add some or all of a guarantor’s earnings to your income to boost your budget & track their support.
Build a deposit or increase your borrowing by releasing equity from a family member's property.
Unlock a gifted deposit from a loved one’s property to create a house deposit from scratch or top up your existing deposit.
Buy a share of a home and pay rent on the rest. Over time, you can staircase up to full ownership.
Buy a share of a home, then pay rent on the rest with the government's Shared Ownership scheme. Over time, buy more of the home till you have full ownership
Buy a share of a home, then over time purchase more of the property or choose to sell your share. Plus, benefit from any property gains on your share and 50% of the value increase on the share you didn't buy.
Buy a share of a home worth 10x your income then pay rent on the rest. You can choose to buy more of the property each month or in lump sums when you're ready.
Build up equity in a home you live in while renting - without needing any deposit. Your monthly payments will be made up of your rent, plus an extra 1.5% which is put towards paying off the home.
Buy a share of a home, then each month make one payment made up of rent and purchase payments. Stay for the whole term to own 80% of the home outright. You can also choose to buy StrideUp's 20% share to own the home fully.
Explore the range of home purchase plans that could help you get a place of your own. All schemes are certified Shariah-law compliant by either the Islamic Council of Europe or Amanah Advisors.
4 simple steps to getting the keys to your new home
Check your eligibility for our full range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.
Book a call with our experts to complete the qualification process, and we’ll cover off any questions you might have about any of the budget boosting schemes we advise on.
Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!
During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.