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Looking to buy someone out of a mortgage? Try Tembo.

If you need to take an ex-partner off your mortgage, but you're struggling to afford it, Tembo could help. We advise on a range of options to help you stay in the home & community you love, and own your property independently.

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Handling a mortgage after a break up can be tough.

Going through a separation is hard enough, but for many people trying to figure out how to stay in their home and make mortgage repayments is a huge concern. Our advisors specialise in increasing mortgage affordability through a range of specialist products.

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How Tembo could help increase your borrowing power

We advise on three specialist products to help you stay in the home you love.

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Options to help you buy

  • Income Boost

    An Income Boost, also known as Joint Borrower Sole Proprietor (JBSP) mortgage, is a way of adding some or all of a family member or friend's income to a mortgage to increase your max borrowing.

  • Deposit Boost

    This service involves two separate mortgages. The first is a mortgage taken out by your family member or friend (the booster) on their property. The proceeds are then gifted to the buyer to add to their house deposit. The second is the mortgage needed for the buyer's home.

  • Equity Loan

    A private equity loan boosts the buyer’s budget by topping up their deposit with a second charge mortgage secured against the home. It works in a very similar way to the government’s Help to Buy scheme. In return for the capital loan, the lender shares in the profit or loss when the home is sold.

Don't despair. Speak to an expert.

Need another reason to get in touch? We're rated Excellent on Trustpilot, and we were voted Best Mortgage Broker by our customers at the 2022 British Bank Awards.

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