LTV, APR, DTI... it's enough to make your head spin. Let us break it down for you. Dig into our content to learn more about house hunting, first-time buyer mortgages, interest rates and so much more.
If you’d like to build wealth for the future while also doing your bit for the planet, you’re probably wondering where on Earth to put your money. Let’s take a look at how to invest sustainably and whether it’s worth the effort.
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Investing can help you beat inflation and build wealth for the future, but it can also be a minefield when you’re just getting started. If you’re a complete beginner, you might be wondering where to invest your money and which investments are best. Keep reading to find out how to get started, how to reduce your risk and whether you should invest in volatile assets like crypto.
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Interest rates have risen over the last few years, making savings accounts much more rewarding than before. However, not all savings accounts are made equal. While some accounts like Cash ISAs offer 4-5%, the average rate offered by easy-access savings accounts is 3.08%. So where should you keep your money? Let’s take a look at the best savings accounts available on the market today.
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The FTSE 100, also known as the Financial Times Stock Exchange 100 Index or ‘Footsie’ for short, represents the top 100 companies by market capitalisation in the UK. The FTSE 100 includes big names you’ll likely be familiar with, like banks, oil and gas companies, pharmaceutical firms and more. But how does the FTSE 100 work, exactly? And how do you invest in it?
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Do you want to invest in the stock market while doing your bit for the planet? Investing in an ESG fund could be the answer. But what exactly is an ESG fund and are they good investments? Let’s take a look at how this type of investing works and how to get started.
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If you’d like to invest in the stock market but you’re not sure what you’re doing, index funds could provide a good starting point. Let’s take a look at how index funds work, how to invest in them and how they differ from other types of investment such as mutual funds and ETFs.
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If you’re saving for retirement or another life event that’s more than a couple of years away, a Stocks and Shares ISA could help you build wealth for the future. Let’s take a look at the best Stocks and Shares ISAs available in the UK.
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If you’d like to start investing, a Stocks and Shares ISA can be a tax-efficient way to build wealth for the future. So how do they work and are they really worth it?
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An Individual Savings Account (ISA) lets you save or invest without paying tax on any interest or returns. But there are certain restrictions with an ISA on how much can you save in an ISA each year. If you’ve already met this year’s allowance, or want to know how long you have to max out, keep reading to find out when the ISA year starts.
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The Bank of England has voted to hold the base rate at 5.0% after last month's cut. Despite the hold, as recently as this morning mortgage lenders have been cutting their rates. With market activity picking up, and another cut expected in either November or December this year, things are looking up in the property market.
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Navigating the landscape of interest rates can be a daunting task, especially given the current economic climate. We've seen a significant rise in interest rates since the ultra-low rates of 2009-2021, but how long rates will stay higher and what does this mean for savers, first-time buyers, and homeowners?
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A Cash ISA is a type of savings account that lets you earn tax-free interest on up to £20,000 a year. There are hundreds of Cash ISAs to choose from across dozens of providers, so which one is right for you? Let’s take a look at the Marcus Cash ISA rates to see how they compare to other Cash ISA accounts on the market.
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Stamp Duty is back in the news again, with the current threshold set to be cut in early 2025 as part of changes from the upcoming Autumn Budget. We’re here to cut through the noise and explain what this could mean for first-time buyers and home movers, and their home-buying plans.
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A Cash ISA is a type of savings account where you can save up to £20,000 a year without paying tax on your interest. This makes them perfect for long-term saving, as well as emergency funds if you use an easy-access account. So which Cash ISA should you choose? Let’s take a look at Zopa’s Cash ISA rates to see how they compare to other Cash ISA accounts on the market.
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A Cash ISA is a type of savings account where you can save up to £20,000 each tax year without paying tax on your interest. But with dozens of providers out there, it can be difficult to know which Cash ISA to choose. Let’s take a look at Plum’s Cash ISA rates.
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A Cash ISA is a type of savings account where you can earn tax-free interest on up to £20,000 each tax year. The right account can help you reach your savings goals sooner, but which one should you pick? Let’s take a look at how Yorkshire Building Society’s Cash ISAs work.
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A Cash ISA is a type of savings account that lets you earn tax-free interest on up to £20,000 a year, making it easier to save for the future. Let’s take a look at Coventry Building Society current ISA rates.
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A Cash ISA is a type of savings account that lets you save up to £20,000 each tax year without paying any tax on your interest. With the right ISA, you could reach your savings goals sooner and reduce the impact of inflation. But which ISA provider is right for you? Let’s take a look at Leeds Building Society’s current ISA rates and see how its accounts compare to others. It’s worth remembering that the big high-street banks don’t always offer the most competitive rates. To really make the most of your money, take a look at our guide to the Best Cash ISAs in the UK.
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Dreaming of owning your home but stuck in the rental cycle? You're not alone, in fact 35% of households rent. But for those wanting to make their first step onto the property ladder, transitioning from renting to buying can be challenging, especially when it feels like your hard-earned money is disappearing into your landlord's pocket each month. But don't lose hope! It's entirely possible to get mortgage ready while renting. Here's how you can do it.
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The recent cut in the Bank of England's base rate from 5.25% to 5% has started a price war among mortgage lenders, with a flurry of sub-4% mortgage deals coming to market. In general, lower interest rates can mean lower borrowing costs, but the implications for your mortgage can vary depending on your current situation. Let's explore what actions you can take now that the base rate has been reduced.
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One month in, Keir Starmer's government has now settled into No.10, so let's take a look at Labour's housing promises and what progress has been made so far.
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If you're considering remortgaging your home, one of the first questions you'll likely have is, "How long does the remortgage process take?". Let's break down the key stages, factors affecting the timeline, and some tips for speeding up the remortgage process.
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Navigating the property market as a first-time homebuyer can be overwhelming, especially when you encounter terms that are not part of your everyday vocabulary. One such term is "under offer." But what does "under offer" mean, and how does it impact your home-buying journey? Let's break it down.
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Buying a home is one of the most significant financial decisions you'll make. But what happens if you find yourself wanting or needing to take on a second mortgage? Whether it's for an investment property, a holiday home, or leveraging equity on your current home, understanding the intricacies of managing two mortgages is crucial. This guide will walk you through the key questions on having two mortgages.
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Buying your first home is a significant milestone, but the process can be overwhelming, especially with all the legal and mortgage jargon. One term you'll encounter is "mortgage deed." But what exactly is a mortgage deed, and why is it important? This post will break down everything you need to know about mortgage deeds to help you feel more confident on your home-buying journey.
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A Cash ISA is a type of savings account that gives you tax-free interest on up to £20,000 each tax year. An ISA can help you to reach your savings goals faster and reduce the impact of inflation. But which provider is right for you? Let’s take a look at HSBC’s current ISA rates and see how it compares to others.
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A Cash ISA is a savings account that lets you save up to £20,000 a year without paying tax on your interest. With the right ISA, you could reach your savings goals faster and reduce the impact of inflation. But which ISA provider is right for you? Let’s take a look at NatWest’s current ISA rates and see how it compares to others.
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A Cash ISA is a savings account that allows you to save up to £20,000 a year tax-free, making it easier to save for the future. Let’s take a look at Barclays current ISA rates.
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A Cash ISA is a savings account that gives you tax-free interest on up to £20,000 a year, making it easier to grow your savings and achieve your financial goals. Let’s take a look at Virgin’s current ISA rates and see how they measure up to other Cash ISAs available.
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Are you a first-time homebuyer or looking to remortgage? Securing a cheap mortgage rate can make a significant difference in your monthly payments. In this guide, we'll walk you through how you could access cheap mortgage deals and secure the best mortgage deal for you.
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