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Remortgage With Same Lender


Remortgage with the same lender through a product transfer

Whether you're coming to the end of your current fixed rate deal or want to make your repayments more affordable, you're in the right place. When you create a free Tembo plan, you can see what deals you could have access to by remortgaging with the same lender, and whether it's better to stay or move to a new provider.

Create my Tembo plan
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Discover the best mortgage deals you could switch to

Technically called a mortgage product transfer or product switch, remortgaging with the same lender doesn't normally include full affordability checks.

This makes switching mortgage deals with the same lender more straightforward than moving to a new lender. Staying with the same lender can also be a better choice if your income or circumstances have changed, as this can impact your affordability.

However, sticking with the same lender could result in you missing out on better and more affordable mortgage deals from other lenders.

By creating a Tembo plan, we'll show you the best deals available to you from your current lender, as well as what you could be offered by switching, so you can easily see which option is right for you. The best bit? It's totally free, and there's no credit check involved.

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We help buyers, movers and homeowners discover how they could boost their affordability in 3 simple steps. It’s why we’re the UK’s Best Mortgage Broker.


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The application process

4 simple steps to remortgaging with Tembo

Start my remortgage

Make a Tembo plan

Create your own Tembo plan to book in a free, no-obligation call with one of our award-winning team. They can then see what remortgage deals you're eligible for from a range of schemes including those from your current lender.


Talk to an expert

Once the Tembo team have completed the qualification process, we’ll cover off any questions you might have about any of the remortgage deals we advise on.


Apply for a new deal

Next, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!


Make the switch

Your Tembo advisor will be on hand to ensure everything runs smoothly, so you can move onto your new deal as quickly as possible.

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Other mortgage schemes

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Right to buy

Self Employed

Tier 2 Visa

Deposit Unlock

Armed Forces Help To Buy

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