Earn 5.5% AER with HomeSaver™ - a savings account for first homes, next homes and remortgages
Earn 3% AER (variable) + 2.5% AER (fixed) 12 month bonus unlocked when you take out a mortgage using Tembo’s award-winning free mortgage service
Getting a mortgage? You deserve a Tembonus
Mortgages can feel like a maze of paperwork and decisions. With HomeSaver, there'll be a reward willing for you at the finish line, whether you're buying your first place, your next, or remortgaging.
Unlock a market-leading 5.5% AER
You'll earn 3% AER (variable) on your savings, and build a 2.5% AER (fixed) Tembonus over 12-months. When you use our award-winning mortgage service, the bonus is unlocked and paid into your HomeSaver account.
Deposit up to £20,000
The minimum deposit is £10, and you'll need to keep at least £1 in your HomeSaver account.
Get a mortgage within 3-years
Complete on your mortgage within 3-years from the day you open a HomeSaver to release the Tembonus.
Make up to 3 withdrawals per 12 month period
If you make more than 3 withdrawals you will forfeit your bonus.
We'll guarantee you the best mortgage deal
Buy or remortgage your home with absolute confidence with Tembo's best deal guarantee, exclusive to HomeSaver holders. If you find a lower cost option from another whole of market mortgage advisor, we'll pay the difference, or release your bonus instantly. T&Cs apply.
Tembo's ultimate mortgage package is £749 FREE for Tembo savers
The ultimate mortgage experience
The ultimate mortgage experience
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We'll find you the best deal
From 20,000+ products and 100+ lenders
A dedicated case manager & advisor
By your side from hello to getting your keys
Property insights and survey reports
Free home reports with 120+ data points
Advice from UK's Best Mortgage Broker
As voted by our customers four years running in 2022, 2023, 2024 & 2025.
Access to our panel of conveyancers
Your conveyancer will sort out all the legal checks and draw up the contracts
Protection & insurance advice
Get the cover you need to suit you and your family with our in-house team of advisors
Hassle-free home-moving
Easy utilities, moving & services setup
Same day appointments
Book an instant appointment 7-days a week
A lightning quick service
Average time to mortgage offer is just 10 days
We'll find you the best deal
From 20,000+ products and 100+ lenders
A dedicated case manager & advisor
By your side from hello to getting your keys
Property insights and survey reports
Free home reports with 120+ data points
Advice from UK's Best Mortgage Broker
As voted by our customers four years running in 2022, 2023, 2024 & 2025.
Supercharge your next year of saving
Got questions? We've got answers
AER including conditional bonuses: 5.50%. Tracker Rate: 3.00% AER (variable) / 2.96% gross p.a. The Tracker Rate tracks 1.04% below the Bank of England Base Rate. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As the Tracker Rate is variable, please check our website/app for the most up-to-date information.
HomeSaver Bonus (conditional): 2.50% gross (fixed), earned daily from the date of your first deposit and paid once after 365 days, payable only if you complete a mortgage through Tembo Money Limited. No further bonus accrues after day 365. The HomeSaver Bonus is forfeited if more than three (3) withdrawals are made in any 365-day period or if the account balance falls below £1,000 after the initial 365-day period and before the offer is claimed. Gross is the rate payable before the deduction of income tax.