First time buyers
Boost your affordability and get on the ladder with expert support
Home Movers
Whether upsizing or relocating, well help you get the right mortgage
Remortgaging
Find a better rate or release equity with clear, tailored advice
Specialist Mortgages
Support for a wide range of specialist mortgage needs
Buy to Let
Explore mortgage options to start or grow your rental portfolio
Over 50s
Access flexible later-life mortgage options to support your plans

One
Your mortgage, legals and survey. All in One.
Mortgage advice, legal work, a level 2 or 3 survey and fall-through cover - for one fixed price.
Explore Tembo OneDiscover all our mortgage schemes
Cash Lifetime ISA
Save towards your home deposit or retirement and you’ll get a 25% government bonus
S&S Lifetime ISA
Invest towards your home deposit or retirement and you’ll get a 25% government bonus
Easy Access Cash ISANew
Save up to £20,000 into a Cash ISA each tax year, and the interest you earn is tax-free
Fixed Rate Cash ISA
Lock your savings away for a fixed term in return for a fixed interest rate
HomeSaver®
Get a boosted savings rate when you get a mortgage through Tembo
HomeSaver® Cash ISA
Earn up to 5.5% AER, tax-free
Earn a boosted rate on your Cash ISA when you save & arrange your mortgage with Tembo.
Learn more about the HomeSaver® Cash ISADiscover all our Savings accounts
Affordability Calculator
See how much you can borrow as well as indicative interest rates
Remortgage Calculator
See how much you could save by switching to a new deal
Take home pay calculator
See what your annual, monthly and weekly take-home could be
Stamp duty calculator
Figure out how much Stamp Duty you'll pay on your purchase
Compare mortgage rates
Compare the best rates and deals from over 100 lenders
Compare remortgage rates
Compare the best rates and deals from over 100 lenders
Our mission
How we’re reshaping homeownership for the next generation
Meet the team
The people making home happen for thousands of homebuyers
Case studies
See how buyers like you reached their goals with Tembo
Our lenders
See the trusted lenders we partner with for better deals
Contact us
Get support from our friendly team whenever you need it
FAQs
Get answers to our most common asked questions
Best mortgage deal guarantee
Exclusive to Tembo savers
My mortgage
Connect your mortgage for hassle free remortgaging
Homebuying Plan
A clear plan to buy your new home
Ratecheck
Protect yourself against rising rates
Property reports
A free report on your home
Tembo
One
NEWLock in today’s best mortgage rate for you now, so if rates rise, you’re protected. If rates drop, ask your dedicated Tembo advisor to reapply for you at no extra cost.
T&Cs apply*



















We'll find you your best mortgage deal from over 100 lenders and +20,000 mortgage products. When you're ready, we'll apply on your behalf to lock in the deal. If rates drop, your dedicated Tembo advisor can re-apply for you on your request.

5 x Winner


The British Bank Awards
2022, 2023, 2024, 2025, 2026
Winner


The Lloyds British Business Excellence Awards
2025
2023


Good Money Guide
2023
Winner


11:FS Awards
2023
4.00% AER
or
Stocks & Shares
Save up to £4,000 per tax year
25% Gov bonus of up to £1,000
Cash (4.00% AER variable) or Stocks & shares

Up to 5.5% AER
Unlimited withdrawals
FSCS protected up to £120,000
Up to 5.5% AER (variable)

4.55% AER Fixed
Fixed interest rate for 12 months
Provided by Investec
Add up to £20,000 each tax year

5.55% AER
4.55% AER (variable) + 1.0% 12 month bonus
Bonus unlocked when you take out a mortgage through Tembo
FSCS protection & No withdrawal limits

Full terms and conditions of our rate checking service can be found here.

