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NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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5.24% AER

HomeSaver®

We believe homeownership deserves better. That’s why we created HomeSaver®, a savings account that rewards first-time buyers, next time buyers and remortgagers for doing the whole journey with Tembo.

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Tembo RateCheck

Protect yourself from rising rates with Tembo's RateCheck

Lock in today’s best mortgage rate for you now, so if rates rise, you’re protected. If rates drop, ask your dedicated Tembo advisor to reapply for you at no extra cost.

T&Cs apply*

British Bank awards
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As seen in

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How our rate checking sevice works

We'll find you your best mortgage deal from over 100 lenders and +20,000 mortgage products. When you're ready, we'll apply on your behalf to lock in the deal. If rates drop, your dedicated Tembo advisor can re-apply for you on your request.

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4 x Winner

UK’s Best Mortgage Broker

The British Bank Awards

2022, 2023, 2024, 2025

Winner

Scale up of the year

The Lloyds British Business Excellence Awards

2025

2023

Best Lifetime ISA

Good Money Guide

2023

Winner

Best Experience Design

11:FS Awards

2023

Winner

App of 
the day

Apple

2023

Save for

3.8% AER

or

Stocks & Shares

Lifetime ISA

Save up to £4,000 per tax year

25% Gov bonus of up to £1,000

Cash (3.8% AER (variable)) or Stocks & shares

Read more about Lifetime ISA

3.8% AER

Cash ISA - Easy access

Unlimited easy access withdrawals

Same rate for new and existing customers

3.8% AER (variable)

Read more about Cash ISA - Easy access

4.30% AER Fixed

Cash ISA - Fixed rate

Fixed interest rate for 12 months

Provided by Investec

Add up to £20,000 each tax year

Read more about Cash ISA - Fixed rate

5.24% AER

Home Saver™

3.74% AER (variable) + 1.5% 12 month bonus

Bonus unlocked when get a mortgage

FSCS protection & No withdrawal limits

Read more about Home Saver™

Full terms and conditions of our rate checking service can be found here