NEW! Tembo has acquired Lifetime ISA provider Nude 🚀

Learn more
Logo
DropdownArrow

Buy a home HoverArrow



Remortgage HoverArrow

New
DropdownArrow

Lifetime ISA HoverArrow

Latest Articles HoverArrow

NEW
LIFETIME ISA

Boost your deposit by £1,000 a year

Open a Lifetime ISA today. Save up to £4,000 each year towards your house deposit and you’ll get a 25% government bonus, tax free.

Learn more
DropdownArrow

Purchase HoverArrow

Remortgage HoverArrow

Buy to Let HoverArrow

Increase your affordability HoverArrow

With a guarantor

Increase your affordability HoverArrow

Without a guarantor

NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

Learn more
Discover all our mortgage schemes
DropdownArrow

Latest articles HoverArrow

DropdownArrow
DropdownArrow

Buy a home HoverArrow

Remortgage HoverArrow

LoginGet a mortgage
Affordability Boost Remortgage

Remortgage

Boost your affordability with Tembo so you can remortgage

Struggling to afford your new monthly payments or unable to borrow what you need? You're in the right place. We're experts at helping homeowners boost their affordability to access lower rates, or increase what they can borrow.

Get started
British Bank awards 2023 Best Mortgage Broker winner
house-tear

Discover how much you can really borrow.

£
£
house-tear
hand

Voted the UK's Best Mortgage Broker

smile

Access to +20,000 mortgage products

key

Average 8 days to mortgage offer

Speak to the affordability experts

With rising interest rates and tightening affordability rules, many homeowners are struggling to remortgage onto a new deal. Luckily there are options out there to help you. To see what options you're eligible for and to book in a call with one of our mortgage experts, create a free Tembo plan.

Speak to an expert

How to increase your affordability

See what I'm eligible for

Remortgage

Income Boost remortgage

Add a loved one's earnings to yours as a guarantor to boost your affordability, helping you to remortgage onto a new deal and possibly borrow more.

See details

Remortgage

Interest only mortgage

Reduce your monthly costs by changing to an interest-only mortgage. This can be a short-term solution when budgets are stretched, and could help you increase your borrowing.

See details

Remortgage

Part and part mortgage

Reduce your monthly costs by switching to a part interest, part capital mortgage, while still chipping away at your loan. Because your monthly costs will be less, you could afford to borrow more.

See details

Remortgage

Extend your loan term

By extending your mortgage term, you can pay less each month, but over a longer term. You’ll pay more interest overall, but you don’t have to stick with the longer term indefinitely. Because your monthly costs will be less, you could also borrow more.

See if I'm eligible

Remortgage

Improve your credit score

Having a low credit rating can limit your mortgage options and result in you being offered much higher rates. By improving your score in the run-up to your remortgage, you could access better rates or be able to borrow more.

Check my credit score

Why Tembo?

We help buyers, movers and homeowners discover how they could boost their affordability in 3 simple steps. It’s why we’re the UK’s Best Mortgage Broker.

side-image

5* rated and thousands of happy customers

The application process

4 simple steps to remortgaging with Tembo

Get started
pink-1

Make a Tembo plan

Create your own Tembo plan to book in a free, no-obligation call with one of our award-winning team. They can then see what remortgage rates and deals you are eligible for from a range of schemes.

yellow-1

Talk to an expert

Once the Tembo team have completed the qualification process, we’ll cover off any questions you might have about any of the remortgage deals we advise on.

green-1

Apply for a new deal

Next, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!

sea-1

Make the switch

Your Tembo advisor will be on hand to ensure everything runs smoothly, so you can move onto your new deal as quickly as possible.

Got questions? We've got answers

See all FAQs

Frequently asked questions

See all FAQs

Learn more

See all guides

Other mortgage schemes

You can be snug in your very own home in 4 simple steps

Purchase

Standard Mortgage

Right to buy

Self Employed

Tier 2 Visa

Deposit Unlock

Armed Forces Help To Buy

Shariah mortgage

Increase your affordability

With a guarantor