Buy your home with help from your family | Tembo

First time buyers

First time buyers

Boost your affordability and get on the ladder with expert support

Home Movers

Whether upsizing or relocating, well help you get the right mortgage

Remortgaging

Find a better rate or release equity with clear, tailored advice

Specialist Mortgages

Specialist Mortgages

Support for a wide range of specialist mortgage needs

Buy to Let

Explore mortgage options to start or grow your rental portfolio

Over 50s

Access flexible later-life mortgage options to support your plans

Discover all our mortgage schemes

Discover all our mortgage schemes

Cash Lifetime ISA

Cash Lifetime ISA

Save towards your home deposit or retirement and you’ll get a 25% government bonus

S&S Lifetime ISA

S&S Lifetime ISA

Invest towards your home deposit or retirement and you’ll get a 25% government bonus

Easy Access Cash ISA

Easy Access Cash ISA

Save up to £20,000 into a Cash ISA each tax year, and the interest you earn is tax-free

Fixed Rate Cash ISA

Fixed Rate Cash ISA

Lock your savings away for a fixed term in return for a fixed interest rate

HomeSaver®New

Get a boosted savings rate when you get a mortgage through Tembo

Discover all our Savings accounts

Discover all our Savings accounts

Affordability Calculator

Affordability Calculator

See how much you can borrow as well as indicative interest rates

Remortgage Calculator

Remortgage Calculator

See how much you could save by switching to a new deal

Take home pay calculator

Take home pay calculator

See what your annual, monthly and weekly take-home could be

Stamp duty calculator

Stamp duty calculator

Figure out how much Stamp Duty you'll pay on your purchase

Compare mortgage rates

Compare mortgage rates

Compare the best rates and deals from over 100 lenders

Compare remortgage rates

Compare remortgage rates

Compare the best rates and deals from over 100 lenders

Learn

Whether you're saving or getting mortgage ready, get started with our informative guides.

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Our mission

How we’re reshaping homeownership for the next generation

Meet the team

The people making home happen for thousands of homebuyers

Case studies

See how buyers like you reached their goals with Tembo

Our lenders

See the trusted lenders we partner with for better deals

Contact us

Get support from our friendly team whenever you need it

Best mortgage deal guarantee

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Best mortgage deal guarantee

Exclusive to Tembo savers

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My mortgage

Connect your mortgage for hassle free remortgaging

Homebuying Plan

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Homebuying Plan

A clear plan to buy your new home

Ratecheck

Protect yourself against rising rates

Property reports

Property reports

A free report on your home

Mortgage login Get started

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Go to Saga journey

Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

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Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Cash ISA

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AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year

Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £299-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.