On your own
Boost your buying budget without a loved one’s help.
Guarantor Mortgages
Boost your buying budget with the help of family or friends.
Remortgage
Release equity, borrow more or access better rates.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Standard Mortgage
Buy a home with a repayment mortgage
5.5x Income
Increased borrowing for first-time buyers
Professional Mortgage
Increased borrowing for professionals
Dynamic Ownership
Co-buy with friends or siblings
Deposit Unlock
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Birmingham house buying guide
If you’re looking for houses for sale in Birmingham but you’re struggling to find the right area, read our guide to the best spots in Brum. To work out your budget and how you could boost your borrowing potential, create a free Tembo plan today — or try out our Mortgage Calculator.
£207,100 Average Property Price
+2.7% Annual House Price Change
£82,000 Average Affordability Boost
Where should I buy in Birmingham?
Birmingham has it all: traditional family homes in suburban towns, old warehouses transformed into modern apartments, and canalside cottages surrounded by fields. No matter what type of home you’re looking for, you’ll be spoilt for choice in this Midlands metropolis.
With so much to choose from, finding the right location can be a challenge. We’ve outlined below the top 3 areas in Birmingham to buy to give you some inspiration.
If you're struggling to buy in Birmingham, we can help
We specialise in helping buyers boost their affordability, so they can buy a home they really love. For a free, personalised mortgage recommendation, create a Tembo plan today.
See today's best interest rates
If you want to buy as soon as possible, make sure you don't miss out on the best mortgage rates from our panel of lenders. See the current rates from across the market with our Interest Rate Tracker, or create a free Tembo plan for a personalised rate.
Interest Rates Tracker
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Digbeth
If you want to live as close to the action as possible, a flat in Digbeth could be right for you.
With street food, street art and New Street Station just around the corner, it’s great for creative young professionals or those looking for a good night out.
Plus, it’s just a stone’s throw away from the Bullring shopping centre and O2 Academy!
Once an industrial hub, the area’s currently on the receiving end of a £1bn+ pound makeover. Disused warehouses and factories are being turned into trendy apartments, modern offices and some of the city’s best bars and restaurants.
In fact, Birmingham City Council recently unveiled plans to transform the area into a healthy, walkable and sustainable place to live and work.
While the old Typhoo Tea Factory is set to become the BBC’s new regional headquarters.
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Edgbaston
Home to beautiful green spaces, world-class sports facilities, and an abundance of coffee shops and restaurants, it’s no surprise that Edgbaston is one of the most affluent areas in Birmingham.
Situated right next to the University of Birmingham and within walking distance of Queen Elizabeth Hospital and even the city centre, it’s perfect for professionals looking to slash their commute and get to work easily.
You’ve also got the Botanical Gardens right on your doorstep!
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Solihull
In the south east of Birmingham, you’ll find the suburb of Solihull. It’s home to a number of shopping centres, a mix of independent and chain restaurants, and excellent primary and secondary schools.
With the airport, hospital, university campus, and countless other resources nearby, it’s an ideal location for many professionals who want to live near work.
It’s also just a short drive from the National Exhibition Centre (NEC), a live music and exhibition venue attracting millions of visitors each year.
Love spending time in the great outdoors? There’s plenty of parks, lakes and golf clubs, too.
So if you’re looking to escape city life without living in the middle of nowhere, Solihull can offer the best of both worlds.
Struggling to buy a home in Birmingham? We can help
Tembo specialises in helping buyers and home movers boost what they can afford so they can buy sooner. Create your free Tembo plan today for a personalised recommendation.
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The application process
4 simple steps to getting the keys to your new home
Make a Tembo plan
Check your eligibility for a range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.
Talk to an expert
Book a call with our experts to complete the qualification process, and we’ll cover off any questions you might have about any of the budget boosting schemes we advise on.
Find a property
Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!
Make home happen
During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs
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Data sourced from Zoopla's June 2023 House Price Index and Rightmove property prices. Accurate as of 06/07/2023.