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Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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Open a Cash Lifetime ISA today and earn 4.75% AER (variable) interest on your savings. Over 5-years, that’s hundreds more in your pocket than with the closest market competitor.

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Need to buy someone out of your mortgage? Try Tembo

If you need to take an ex-partner off your mortgage, but you're struggling to afford the mortgage alone, Tembo could help. We advise on a range of options to help you stay in the home & community you love, and own your property independently.

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British Bank awards 2023 Best Mortgage Broker winner
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Discover how much you can really borrow.

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Voted the UK's Best Mortgage Broker

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Average £82,000 boost to affordability

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Available 7-days a week, plus evenings

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Experts in finding a way for homeowners going through divorce

Going through a separation is hard enough, but for many people trying to figure out how to stay in the home they love and make mortgage repayments is a huge concern. Our advisors specialise in increasing mortgage affordability through a range of specialist products, so you can stay in the home you love. Discover what you could borrow in less than 10-minutes.

My long-term relationship broke down recently. Standard mortgage providers refused to lend the amount I needed. Tembo offered a solution that involved my Dad assisting, but in a complete stroke of genius, it also benefitted him. This 'out the box' thinking saved me a lot of money, stress and heartache during an already upsetting time.

Neil Breeze

Tembo customer, 2023

Your journey in 4 simple steps

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Discover your true budget

Fill in our fact find, including adding anyone that can support your purchase with their income, savings or property (we call them Boosters). We'll show you your maximum affordability from a range of 15 specialist buying schemes to help you remortgage solo.

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Speak to a mortgage expert

You'll be invited to book a call with one of our expert mortgage advisors at a time that suits you. We're open 7-days a week, as well as late nights on weekdays. They'll search over 100 lenders & 20,000 mortgage products to find the right solution for you.

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Leave the application to us

Your advisor will make a full application to the lender and oversee any further discussions. Plus if you opt into our rate checking service, we'll reapply for you if you find a better rate with any product you're eligible for before your remortgage completes.

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Completion time!

If you're moving to a new lender, we'll liaise with them to get your property valued, and work with your solicitors to set up the transfer of the mortgage. Once that's done, your new remortgage will complete, and you can get back to enjoying your home.

Why use Tembo?

Our customers voted us the UK's Best Mortgage Broker at the British Bank Awards 2022.

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Award-winning advice

Our experienced team of mortgage experts will be by your side from hello to mortgage offer. We'll prepare and submit your application to your chosen lender and search over 100 lenders and thousands of deals to help you find the right mortgage product to enable you to own your home alone. That's why our customers voted us the UK's Best Mortgage broker.

Rate checking service

In the current climate, securing an interest rate at the right time has never been more important. With our checking service, we'll apply for your remortgage up to 6-months before it's due for renewal. Whenever you instruct us to check the rates, we will & if a better rate becomes available we'll switch you over free of charge.

Regulated by the FCA

Tembo are authorised and regulated by the FCA and all of our mortgage brokers are CeMAP qualified. We are fully compliant with the upcoming Consumer Duty act, and complement our in-house compliance with third-party audits to ensure we're giving the best possible advice. Our team take pride in delivering unparalleled customer outcomes.

Find your ideal mortgage.

Compare 20,000+ mortgages from over 100 lenders

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LTV: 90.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

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