First time buyers
Boost your affordability and get on the ladder with expert support
Home Movers
Whether upsizing or relocating, well help you get the right mortgage
Remortgaging
Find a better rate or release equity with clear, tailored advice
Specialist Mortgages
Support for a wide range of specialist mortgage needs
Buy to Let
Explore mortgage options to start or grow your rental portfolio
Over 50s
Access flexible later-life mortgage options to support your plans
One
Your mortgage, legals and survey. All in One.
Mortgage advice, legal work, a level 2 or 3 survey and fall-through cover - for one fixed price.
Explore Tembo OneDiscover all our mortgage schemes
Cash Lifetime ISA
Save towards your home deposit or retirement and you’ll get a 25% government bonus
S&S Lifetime ISA
Invest towards your home deposit or retirement and you’ll get a 25% government bonus
Easy Access Cash ISA
Save up to £20,000 into a Cash ISA each tax year, and the interest you earn is tax-free
Fixed Rate Cash ISA
Lock your savings away for a fixed term in return for a fixed interest rate
HomeSaver®New
Get a boosted savings rate when you get a mortgage through Tembo
Discover all our Savings accounts
Affordability Calculator
See how much you can borrow as well as indicative interest rates
Remortgage Calculator
See how much you could save by switching to a new deal
Take home pay calculator
See what your annual, monthly and weekly take-home could be
Stamp duty calculator
Figure out how much Stamp Duty you'll pay on your purchase
Compare mortgage rates
Compare the best rates and deals from over 100 lenders
Compare remortgage rates
Compare the best rates and deals from over 100 lenders
Our mission
How we’re reshaping homeownership for the next generation
Meet the team
The people making home happen for thousands of homebuyers
Case studies
See how buyers like you reached their goals with Tembo
Our lenders
See the trusted lenders we partner with for better deals
Contact us
Get support from our friendly team whenever you need it
FAQs
Get answers to our most common asked questions
Best mortgage deal guarantee
Exclusive to Tembo savers
My mortgage
Connect your mortgage for hassle free remortgaging
Homebuying Plan
A clear plan to buy your new home
Ratecheck
Protect yourself against rising rates
Property reports
A free report on your home
Tembo
One
NEW
Access 100+ lenders, including the UK’s biggest banks
Compare the best mortgage rates and deals with Tembo
Best Mortgage Broker 5 years running
Dedicated mortgage team by your side
Rated 4.8/5 on Trustpilot
Best Mortgage Broker 5 years running
Dedicated mortgage team by your side
Rated 4.8/5 on Trustpilot
Olivia, you’ve got 7 options to buy that home worth
£300,000
We search over 100 lenders & 25 schemes to find you the best deal
That's how we increase budgets by an average £82,000 versus “standard” mortgage calculators.
Get startedSpecialist First-time buyer schemes
First-time buyer mortgage
Low deposit, low affordability, solo buyers
Enhanced affordability and lower rates for first-time buyers
utilises COMPLEX self-employed income
Self employed mortgage
Self-employed or complex income
Options for sole traders, contractors & company directors that only need one year’s accounts.
New home mortgages & schemes
New-build mortgage
Low deposit, low affordability, solo buyers
Lower deposit requirements and better rates for new build homes
family supported mortgages
Guarantor mortgages
Low affordability
Using guarantor income, savings or property to boost borrowing
Switch to a new deal
Remortgage
Employment & Income
Best rates from over 20,000 products and 100+ lenders
Part buy part rent
Shared Ownership
Low affordability
Increase your budget with the government's shared ownership scheme
Specialist speedy mortgages
Fast-track mortgage
Low deposit, low affordability, solo buyers
Lenders offering digital valuations or income verification to secure you a quick mortgage offer.
Getting started with Tembo
Get your mortgage underway in 3 simple steps
Got questions? We've got answers
Frequently asked questions
As a specialist mortgage broker, we work with over 100 lenders and schemes, giving us access to thousands of mortgage products. This means we can find all the schemes you're eligible for and how much they could boost your budget by in an instant - saving you time, effort and money. Your dedicated mortgage broker will then walk you every step of your homebuying journey, right up to getting the keys to your new home.
On average, Tembo customers increase their buying budget by £82,000. This comes from our access to over 100 lenders, as well as specialist schemes such as guarantor mortgages, shared ownership and key worker mortgages. Your actual figure depends on your income, deposit and circumstances.
A bank can only offer you a deal from its own mortgage products. Tembo searches 100+ lenders and 20,000+ deals, and also checks specialist schemes — like guarantor mortgages, shared ownership and NHS mortgages - to find you the best options for you from across the whole market. It's how we're able to boost our customers' affordability by £82,000 on average!