On your own
Boost your buying budget without a loved one’s help.
Guarantor Mortgages
Boost your buying budget with the help of family or friends.
Family Remortgage
Build a house deposit using a loved one’s existing property.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Standard Mortgage
Buy a home with a repayment mortgage
5.5x Income
Increased borrowing for first-time buyers
Professional Mortgage
Increased borrowing for professionals
Dynamic Ownership
Co-buy with friends or siblings
Deposit Unlock
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Award-winning mortgage advice to buy your first home
We'll help increase your buying budget, find you the best mortgage, and handle the entire process for you. If you're thinking of buying your first home, create a personalised plan in under 10-minutes & discover live interest rates, monthly repayments & more.
We boost buying budgets by an average £82,000
Open 7-days a week & until 8pm Mon-Thurs
We've helped thousands of first-time buyers like you
Experts in boosting affordability
We're on a mission to make home happen for a new generation of buyers, despite the growing affordability gap. In fact, over 80% of our customers had previously been turned away for a mortgage. That's why our users voted us the UK's Best Mortgage Broker at the British Bank Awards 2022 and 2023.
A real game changer. Like many young people I thought home ownership was out of reach, but Tembo is closing the gap. Not only that, but the staff were amazing & we had every faith that they were going to help us achieve our dreams.
Bains sisters - Tembo customers
Make home happen in 4 simple steps
Create a Tembo plan
We’ll assess your eligibility and maximum affordability for over 17 buying schemes. Plus we'll show you live interest rates and indicative monthly repayments for each scheme. All in under 10-minutes!
Talk to an expert
Book a call with our mortgage experts to complete the qualification process, and we’ll cover off any questions you might have about mortgages and the home buying journey. We're open 7-days a week.
Apply for a mortgage
Once you’ve found a home you love, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf. Simple.
Complete on your dream home!
During the conveyancing process, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.