Increase my budget
Buy my first home
Buy with a guarantor
Help someone buy
See live interest rates
On your own
Boost your buying budget without a loved one’s help.
Boost your buying budget with the help of family or friends.
Build a house deposit using a loved one’s existing property.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Buy a home with a repayment mortgage
Increased borrowing for first-time buyers
Increased borrowing for professionals
Co-buy with friends or siblings
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Is now a good time to buy?
How does Skipton's 100% mortgage work?
How to access lower mortgage interest rates
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Voted Britain's Best Mortgage Broker 2022. Tembo advises on a range of guarantor mortgages that could help you buy sooner or boost your buying budget. See how a guarantor mortgage could help you by creating a free Tembo plan.
It has never been harder to buy a home, and with interest rates rising, even existing homeowners are struggling to remortgage. Adding a guarantor to your mortgage can increase your affordability overnight. We are specialists in guarantor mortgages, and assess deals from +100 lenders to help you and your guarantor find the right solution.
Discover your true buying budget by creating a personalised mortgage recommendation and adding a 'Booster'.
As well as traditional guarantor mortgages, there are a range of new solutions available. These allow a guarantor to use their savings or income to support a mortgage.
Increase your affordability with a guarantor's income
With an Income Boost you can some or all of a guarantor's earnings to your household income to boost your budget.
Buy a home with no deposit by utilising a guarantor's savings
A Savings as Security mortgage requires a guarantor to hold their cash savings with the lender for 5-years as security.
Your guarantor can build up equity in return for their support
With a Dynamic Boost add a guarantor’s earnings to yours & track their support so they can build up an equity stake.
Borrow a deposit from a family member or friend
Boost your house deposit with a Deposit Loan from family or friends in return for a proportional share of your home.
Interest rates have been making headlines. Keep up to date with live rates for guarantor mortgages using our simple tracker. Once you're ready, get a personalised interest rate and indicative monthly repayments by creating a mortgage recommendation.Get a personalised rate