On your own

Boost your buying budget without a loved one’s help.


Guarantor Mortgages

Boost your buying budget with the help of family or friends.


Family Remortgage

Build a house deposit using a loved one’s existing property.


Part Buy, Part Rent

Buy a share of a home and pay rent on the rest.


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Buy a home with a guarantor mortgage

Voted Britain's Best Mortgage Broker 2022. Tembo advises on a range of guarantor mortgages that could help you buy sooner or boost your buying budget. See how a guarantor mortgage could help you by creating a free Tembo plan.

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Discover how much you can really borrow.


Average £82,000 boost to affordability


Voted the UK's Best Mortgage Broker


Available 7-days a week, plus evenings

We're on a mission to tackle the affordability gap

It has never been harder to buy a home, and with interest rates rising, even existing homeowners are struggling to remortgage. Adding a guarantor to your mortgage can increase your affordability overnight. We are specialists in guarantor mortgages, and assess deals from +100 lenders to help you and your guarantor find the right solution.

Discover your true buying budget by creating a personalised mortgage recommendation and adding a 'Booster'.

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Options for guarantors

As well as traditional guarantor mortgages, there are a range of new solutions available. These allow a guarantor to use their savings or income to support a mortgage.

Income Boost

Increase your affordability with a guarantor's income

With an Income Boost you can some or all of a guarantor's earnings to your household income to boost your budget.

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Savings as Security

Buy a home with no deposit by utilising a guarantor's savings

A Savings as Security mortgage requires a guarantor to hold their cash savings with the lender for 5-years as security.

Dynamic Income Boost

Your guarantor can build up equity in return for their support

With a Dynamic Boost add a guarantor’s earnings to yours & track their support so they can build up an equity stake.

Deposit Loan

Borrow a deposit from a family member or friend

Boost your house deposit with a Deposit Loan from family or friends in return for a proportional share of your home.

Check live guarantor mortgage interest rates

Interest rates have been making headlines. Keep up to date with live rates for guarantor mortgages using our simple tracker. Once you're ready, get a personalised interest rate and indicative monthly repayments by creating a mortgage recommendation.

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We've helped thousands of buyers discover the benefits of guarantor mortgages

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