Increase my budget
Buy my first home
Buy with a guarantor
Help someone buy
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On your own
Boost your buying budget without a loved one’s help.
Boost your buying budget with the help of family or friends.
Build a house deposit using a loved one’s existing property.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Buy a home with a repayment mortgage
Increased borrowing for first-time buyers
Increased borrowing for professionals
Co-buy with friends or siblings
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Is now a good time to buy?
How does Skipton's 100% mortgage work?
How to access lower mortgage interest rates
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We're an award-winning digital mortgage broker with a specialism in Joint Borrower Sole Proprietor mortgages. Get a personalised recommendation with indicative interest rates & repayments in under 10-minutes.
A Joint Borrower Sole Proprietor mortgage adds some or all of a family member or friend's income to yours to increase the amount a lender will let you borrow. At Tembo, we call this an Income Boost.
By combining multiple income sources, an Income Boost can significantly increase your borrowing power. So there's no need to compromise on your dream home or location.
Your loved ones will only need to step in if you cannot make the monthly repayments. As they aren’t on the property deeds, you won’t lose your first time buyer stamp duty benefit either.
Stay on top of a changing market with our live interest rate tracker for JBSP mortgages.Get a personalised rate