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On your own

Boost your buying budget without a loved one’s help.

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Guarantor Mortgages

Boost your buying budget with the help of family or friends.

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Family Remortgage

Build a house deposit using a loved one’s existing property.

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Part Buy, Part Rent

Buy a share of a home and pay rent on the rest.

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Increase your buying budget with a JBSP mortgage

We're an award-winning digital mortgage broker with a specialism in Joint Borrower Sole Proprietor mortgages. Get a personalised recommendation with indicative interest rates & repayments in under 10-minutes.

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Discover how much you can really borrow.

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Average £82,000 boost to affordability

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Voted the UK's Best Mortgage Broker

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Available 7-days a week, plus evenings

Increase your borrowing power

A Joint Borrower Sole Proprietor mortgage adds some or all of a family member or friend's income to yours to increase the amount a lender will let you borrow. At Tembo, we call this an Income Boost.

By combining multiple income sources, an Income Boost can significantly increase your borrowing power. So there's no need to compromise on your dream home or location.

Your loved ones will only need to step in if you cannot make the monthly repayments. As they aren’t on the property deeds, you won’t lose your first time buyer stamp duty benefit either.

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Check live Joint Borrower Sole Proprietor interest rates

Stay on top of a changing market with our live interest rate tracker for JBSP mortgages.

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