4.06% based on a 60% LTV, 2-year tracker rate mortgage. Rates are not guaranteed and may have changed by the time you come to apply. Eligibility criteria may vary by lender. Accurate as of 05/10/2026.

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Best Mortgage Broker 5 years running

Dedicated mortgage team by your side

Rated 4.8/5 on Trustpilot

Best Mortgage Broker 5 years running

Dedicated mortgage team by your side

Rated 4.8/5 on Trustpilot

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LTV: 60.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

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We compare your eligibility for over 100 lenders and 25+ specialist mortgage schemes in seconds. Input a few details and we'll generate personalised options that reveal your true borrowing potential.

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Your personalised options will show live interest rates & indicative monthly repayments for mortgages, as well as standard schemes.

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Book in a free, no-obligation call with one of our award-winning experts. They'll answer all your mortgage questions, and set you up with a dedicated advisor as soon as you're ready to progress.

One

Your mortgage, legals and survey. All in One.

Mortgage advice, legal work, a level 2 or 3 survey and fall-through cover - for one fixed price.

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One

Your mortgage, legals and survey. All in One.

Everything you need to buy your first home without the hassle. One simple package, one simple fee.

Legal & Conveyancing

Property survey

Fall-through cover

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Frequently asked questions

We’ve been voted the UK’s Best Mortgage Broker five years running (2022–2026) by our customers at the British Bank Awards. We specialise in helping buyers, movers, and remortgagers significantly boost their affordability, increasing borrowing potential by an average of £82,000. Thousands have already used Tembo to discover how they could afford their dream home. Our smart decisioning tech and mortgage experts will find the best way to maximize your budget by scanning over 100 lenders and 25+ innovative specialist schemes. Get a solution in an instant, benefit from expert human advice, and access some of the best rates available.

Yes! Tembo Money Limited is authorised and regulated by the Financial Conduct Authority (FCA). For mortgages, Tembo Money Limited is authorised and regulated under registration number 952652. Tembo Savings Limited is authorised and regulated separately for our savings products under registration number 928010 (and as an account information service provider under 913654).

We work with over 100 lenders and schemes, giving us access to thousands of mortgage products.

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Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

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Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Cash ISA

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year

Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £499-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.

Compare today's best mortgage deals from just 4.06%

Compare 20,000+ mortgages from over 100 lenders

Getting started with Tembo

Discover your true affordability

Compare live rates & repayments

Speak to an expert

Got questions? We've got answers

Frequently asked questions

Is Tembo FCA regulated?

How many lenders do you have access to?