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Boost your buying budget with the help of family or friends.

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Grow your deposit with a springboard mortgage

By putting a loved one’s cash in a secure savings account, you could get a mortgage for a home with as little as 0% deposit saved.

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Discover how much you can really borrow.

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£82,000 average affordability boost

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Increase your borrowing power with a springboard mortgage

A Savings as Security mortgage, sometimes called a family guarantor or springboard mortgage, allows first-time buyers to purchase a home without any deposit savings.

Your family member or friend puts 10% of the full property value into a savings account with the mortgage lender. Their money is held for 5-years as security against your mortgage.

Providing you’ve made your monthly repayments with no issues, at the end of the mortgage term your loved one will get their money back, plus any interest that has built up.

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Getting started with Tembo

Get your springboard mortgage underway in 3 simple steps

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Check live interest rates for springboard mortgages

Interest rates are changing rapidly, and mortgages are making headlines. Stay on top of a changing market with our live interest rate tracker for springboard mortgages.

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