On your own
Boost your buying budget without a loved one’s help.
Guarantor Mortgages
Boost your buying budget with the help of family or friends.
Remortgage
Release equity, borrow more or access better rates.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Standard Mortgage
Buy a home with a repayment mortgage
5.5x Income
Increased borrowing for first-time buyers
Professional Mortgage
Increased borrowing for professionals
Dynamic Ownership
Co-buy with friends or siblings
Deposit Unlock
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Grow your deposit with a springboard mortgage
By putting a loved one’s cash in a secure savings account, you could get a mortgage for a home with as little as 0% deposit saved.
£82,000 average affordability boost
Voted the UK's Best Mortgage Broker
Available 7-days a week, plus evenings
Increase your borrowing power with a springboard mortgage
A Savings as Security mortgage, sometimes called a family guarantor or springboard mortgage, allows first-time buyers to purchase a home without any deposit savings.
Your family member or friend puts 10% of the full property value into a savings account with the mortgage lender. Their money is held for 5-years as security against your mortgage.
Providing you’ve made your monthly repayments with no issues, at the end of the mortgage term your loved one will get their money back, plus any interest that has built up.
Getting started with Tembo
Get your springboard mortgage underway in 3 simple steps
Check live interest rates for springboard mortgages
Interest rates are changing rapidly, and mortgages are making headlines. Stay on top of a changing market with our live interest rate tracker for springboard mortgages.
Get a personalised rate