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NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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Discover all our mortgage schemes
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Up to 5.1%

LIMITED TIME OFFER

Cash Lifetime ISA

4.1% AER (variable) + 1% cash bonus on amount withdrawn from a Tembo Cash Lifetime ISA for your first home. Claim in Tembo app before 30th September 2025. T&Cs apply.

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Someone thought you'd love Tembo - they were right

Join our exclusive referral scheme: you and your friend can receive up to £250 in cash as soon as you both have completed on your mortgage transaction via Tembo.

If you're benefiting from one of our unique fee free advice propositions i.e. 'NHS Employees' this benefit will reduce to £100

Get started
British Bank awards 2023 Best Mortgage Broker winner
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Discover how much you can really borrow.

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If you’re unsure enter an estimate

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£82,000 average affordability boost

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You & your friend will earn £250 cash

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Available 7-days a week, plus evenings

Here's how to get started

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Create a mortgage recommendation

Complete our fact-find, and in under 10-minutes we'll show you live interest rates from 100+ lenders and a range of specialist schemes. This means you can discover your true budget. On average Tembo customers boost their affordability by £82,000.

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Chat to one of our experts

Arrange a conversation with your dedicated Tembo mortgage advisor. They'll answer all of your questions and guide you through the entire buying process. Plus, with appointments available same-day, we'll work to your schedule.

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Mortgage application & offer

Once we've found a lender, your advisor will submit your application & guide you through to completion. We'll be on hand to provide introductions to our trusted partners, too - from conveyancing to property surveyors.

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Receive your bonus!

Quids in! You and your referee will both receive £250 as soon as your mortgage completes. If you loved your Tembo experience (which we're confident you will), you are free to refer as many people as you like to the referral scheme.

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