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Cardiff house buying guide

Looking at houses for sale in Cardiff but struggling to decide on a particular area? Hopefully our Cardiff house buying guide can help you find the perfect location. To work out your budget and boost your borrowing potential, create a free Tembo plan today — or try out our Mortgage Calculator.

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Discover how much you can really borrow.

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£252,600 Average Property Price

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+0.1% Annual House Price Change

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£82,000 Average Affordability Boost

Where should I buy in Cardiff?

Trying to decide between a Victoria terrace overlooking the River Taff or a 3-bed semi in a friendly cul-de-sac? Cardiff has it all. With so many locations to choose from in and around Wales’ capital, it can be hard to know where to start.

To help you find your new home, we’ve created this guide to the best places to buy in Cardiff.

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£261,469

Average property price

£402,319

Average semi-detached price

£174,616

Average flat price

Roath

If you love live music, good food, and the great outdoors, Roath could be the perfect place to buy a house. Situated to the north east of Cardiff city centre, it’s easy to get into the Welsh capital without sacrificing the space, peace and quiet, and community vibe that comes with living in a leafy suburb.

Roath has something for everyone. With parks, lakes, a botanic garden and recreational ground, there’s plenty of green spaces for families, dog walkers and nature lovers alike. 

If you work remotely, Roath’s abundance of coffee shops can give you a break from the home office or kitchen table. 

And if you’re a fan of vintage fashion or thrifted furniture, Splott Market, Cardiff Indoor Flea Market, and Clydesmuir Road Industrial Estate will have all the hidden treasure you could possibly wish for. 

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If you're in a hurry to buy, make sure you don't miss out on the best mortgage rates from our panel of lenders. See today's current rates with our Interest Rate Tracker, or create a free Tembo plan for a personalised rate.

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Struggling to buy a home in Cardiff? We can help

Tembo specialises in helping buyers and home movers boost what they can afford so they can buy sooner. Create your free Tembo plan today for a personalised recommendation.

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The application process

4 simple steps to getting the keys to your new home

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Make a Tembo plan

Check your eligibility for a range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.

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Talk to an expert

Book a call with our experts to complete the qualification process, and we’ll cover off any questions you might have about any of the budget boosting schemes we advise on.

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Find a property

Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!

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Make home happen

During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.

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Data sourced from Zoopla's January 2024 House Price Index and Rightmove property prices. Accurate as of 01/02/2024.