Buy a home HoverArrow

Remortgage HoverArrow


On your own

Boost your buying budget without a loved one’s help.


Guarantor Mortgages

Boost your buying budget with the help of family or friends.



Release equity, borrow more or access better rates.


Part Buy, Part Rent

Buy a share of a home and pay rent on the rest.


Latest articles HoverArrow

LoginGet a mortgage

Cardiff house buying guide

Looking at houses for sale in Cardiff but struggling to decide on a particular area? Hopefully our Cardiff house buying guide can help you find the perfect location. To work out your budget and boost your borrowing potential, create a free Tembo plan today — or try out our Mortgage Calculator.

Create my Tembo planMortgage Calculator
British Bank awards 2023 Best Mortgage Broker winner

Discover how much you can really borrow.


£256,500 Average Property Price


+1.9% Annual House Price Change


£82,000 Average Affordability Boost

Where should I buy in Cardiff?

Trying to decide between a Victoria terrace overlooking the River Taff or a 3-bed semi in a friendly cul-de-sac? Cardiff has it all. With so many locations to choose from in and around Wales’ capital, it can be hard to know where to start.

To help you find your new home, we’ve created this guide to the best places to buy in Cardiff.


If you're struggling to buy in Cardiff, we can help

At Tembo, we specialise in helping buyers boost their mortgage affordability, so they can discover their true buying budget. To find out how much you can afford, create a free Tembo plan today. 

Get started

See today's best interest rates

If you're in a hurry to buy, make sure you don't miss out on the best mortgage rates from our panel of lenders. See today's current rates with our Interest Rate Tracker, or create a free Tembo plan for a personalised rate.

Interest Rate Tracker

Average property price


Average semi-detached price


Average flat price


If you love live music, good food, and the great outdoors, Roath could be the perfect place to buy a house. Situated to the north east of Cardiff city centre, it’s easy to get into the Welsh capital without sacrificing the space, peace and quiet, and community vibe that comes with living in a leafy suburb.

Roath has something for everyone. With parks, lakes, a botanic garden and recreational ground, there’s plenty of green spaces for families, dog walkers and nature lovers alike. 

If you work remotely, Roath’s abundance of coffee shops can give you a break from the home office or kitchen table. 

And if you’re a fan of vintage fashion or thrifted furniture, Splott Market, Cardiff Indoor Flea Market, and Clydesmuir Road Industrial Estate will have all the hidden treasure you could possibly wish for. 

Struggling to buy a home in Cardiff? We can help

Tembo specialises in helping buyers and home movers boost what they can afford so they can buy sooner. Create your free Tembo plan today for a personalised recommendation.

Get started

5* rated and thousands of happy customers

The application process

4 simple steps to getting the keys to your new home

Start my journey

Make a Tembo plan

Check your eligibility for a range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.


Talk to an expert

Book a call with our experts to complete the qualification process, and we’ll cover off any questions you might have about any of the budget boosting schemes we advise on.


Find a property

Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!


Make home happen

During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.

Got questions? We've got answers

See all FAQs

Frequently asked questions

See all FAQs

Explore other locations

See all locations

Data sourced from Zoopla's June 2023 House Price Index and Rightmove property prices. Accurate as of 06/07/2023.