On your own
Boost your buying budget without a loved one’s help.
Guarantor Mortgages
Boost your buying budget with the help of family or friends.
Remortgage
Release equity, borrow more or access better rates.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Standard Mortgage
Buy a home with a repayment mortgage
5.5x Income
Increased borrowing for first-time buyers
Professional Mortgage
Increased borrowing for professionals
Dynamic Ownership
Co-buy with friends or siblings
Deposit Unlock
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
Newcastle house buying guide
Looking for houses for sale in Newcastle, but unsure which area to choose? Well, you’re in the right place. Our Newcastle buying guide will show you the best places to live in the Toon. To see what you could afford, create a free Tembo plan — or try out our Mortgage Calculator.
£149,200 Average Property Price
+2.1% Annual House Price Change
£82,000 Average Affordability Boost
Where should I buy in Newcastle?
With a reputation as one of the friendliest cities, the Toon is an excellent place to put down roots. It certainly lives up to its reputation as a great place for a night out, but Newcastle has a lot more to offer than its infamous trebles!
Only two hours from the Scottish border and not far from Durham, Yorkshire or the Lakes, Newcastle is a useful base for exploring some of the most amazing landscapes the UK has to offer. Food wise, the North East hub doesn’t disappoint either. You’ll find comforting pub classics, spicy Asian cuisine and European dishes with a twist in this city!
There are also some fantastic schools including Gosforth Academy and Newcastle College, as well as two world-renowned universities. With various sport events, shows and music festivals - you won't be lacking in things to do! Keep reading to find out the top 3 places to buy a home in Newcastle.
If you're struggling to buy in Newcastle, we can help
At Tembo, we specialise in helping buyers boost their affordability, so they can buy sooner or even increase their budget. For a free, personalised mortgage recommendation, create a free Tembo plan today.
See today's interest rates
If you want to buy soon, make sure you don't miss out on the best mortgage interest rates from our panel of lenders. See today's mortgage deals from across the market with our Interest Rate Tracker, or create a free Tembo plan for a personalised rate.
Interest Rate Tracker
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Heaton
Close to nearby chic Jesmond but less popular among students, Heaton is a northern suburb of Newcastle that is a perfect location for first time buyers and home movers.
Only 2 miles from the city centre, the area boasts cute cafes, restaurants with cuisines from all over the world and local, independent shops.
Plus, with Heaton Park on your doorstep and Jesmond Dene right next to it, there is plenty of space for dog walks, picnics and outdoor activities.
The area is also not short of things to do. The People’s Theatre supplies an ample quantity of local theatrical talent, showing up to 12 products a year.
Every Saturday, head to the iconic Armstrong Bridge over Jesmond Dene for the weekly food market.
Or jump on the nearby metro to the beach for a day on the half a mile stretch of Tynemouth’s golden sands.
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Gosforth
Slightly further out, Gosforth is a historic suburb of Newcastle located north of the city. In fact, some of the first recordings in the area date back to 1166!
Today, Gosforth is known for its reputable schools including Gosforth Academy, as well as various private schools - great for young families who need to consider their children’s future when choosing where to buy!
With a thriving high street boasting local businesses, cafes and quaint pubs as well as well-known highstreet names, there is plenty to keep your weekends busy.
Gosforth is also flanked by numerous parks including the Town Moor - perfect for those looking for ample green space.
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Ouseburn
Located close to the city centre and the popular Quayside, the once industrial area of Ouseburn is now a popular place to buy a home for young professionals and families.
Known for its music scene, Ouseburn’s small-scale music venues such as The Cluny and The Cumberland Arms are the place to find intimate gigs with local artists playing everything from folk music to punk rock.
Ouseburn Farm right in the heart of the area is a great day out for animal lovers, while Seven Stories - the National Centre for Children's Books - is also worth a visit for book lovers of all ages.
There’s also a fairly undiscovered food and drink scene. Check out the pottery-studio-meets-restaurant Kiln for Mediterranean & Middle Eastern inspired tapas.
Brinkburn St Brewery will keep you from getting parched, and Miso next door has tantisling Japanese dishes to follow up with.
Struggling to buy a home in Newcastle? We can help
Tembo specialises in helping buyers and home movers boost what they can afford so they can buy sooner. Create your free Tembo plan today for a personalised recommendation.
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The application process
4 simple steps to getting the keys to your new home
Make a Tembo plan
Check your eligibility for a range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.
Talk to an expert
Book a call with our experts to complete the qualification process, and we’ll cover off any questions you might have about any of the budget boosting schemes we advise on.
Find a property
Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!
Make home happen
During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.
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Data sourced from Zoopla's June 2023 House Price Index and Rightmove property prices. Accurate as of 06/07/2023.