At Tembo, our technology calculates your borrowing potential and searches deals from 100+ lenders. So you can quickly discover your affordability and find the right mortgage deal. Plus, we'll generate an instant Mortgage in Principle (MIP). No obligation, no credit checks.

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Discover how much you can really borrow.

I want to

Purchase

Remortgage

My household income is

I’ve a deposit of

Property price

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£82,000 Average Affordability Boost

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Compare 20,000+ mortgages from over 100 lenders

I want to

Purchase

Remortgage

Mortgage Type

Residential

Buy-to-Let

Property value

Deposit size

LTV: 60.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

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Frequently asked questions

Typically, mortgage lenders will let you borrow between 4 to 4.5 times your total income for a mortgage. However, there are innovative buying schemes that will boost the amount you can borrow. These include 5.5x Income Mortgages, private equity loans and guarantor mortgage schemes. Tembo can help you discover the best way to increase your borrowing potential from a range of schemes in an instant. Simply create a free Tembo plan to get started.

We work with over 100 lenders and schemes, giving us access to thousands of mortgage products.

Tembo is authorised and regulated by the Financial Conduct Authority (FCA) under the registration number 952652.

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Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

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Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Cash ISA

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year

Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £299-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.

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