At Tembo we search deals from over 100 lenders, helping you to quickly compare your options and find the best mortgage for you. Create your plan in just ten minutes.

Discover your buying budget

Trustpilot

Discover how much you can really borrow.

I want to

Purchase

Remortgage

My household income is

I’ve a deposit of

Property price

If you’re unsure enter an estimate

£82,000 Average Affordability Boost

Voted the UK's Best Mortgage Broker

Available 7-days a week, plus evenings

Trustpilot

We search over 100 lenders & schemes

Our smart technology checks your eligibility for hundreds of lenders and affordability boosting schemes in seconds. This allows you to quickly compare rates and schemes to find what's best for you.

Check my eligibility

Getting started with Tembo

Get your mortgage underway in 3 simple steps

Discover your true affordability

We compare your eligibility for over 100 lenders and 15 specialist mortgage schemes in seconds. Fill in some basic details and we'll generate a recommendation that reveals your true borrowing potential.

Compare live rates & repayments

Your recommendation will show live interest rates & indicative monthly repayments for mortgages, as well as standard schemes. Plus video explainers, so you can confidently assess your options.

Speak to an expert in 5-minutes

Book in a free, no-obligation call with one of our award-winning experts. They'll answer all your mortgage questions, and set you up with a dedicated advisor as soon as you're ready to progress.

Find your ideal mortgage.

Compare 20,000+ mortgages from over 100 lenders

I want to

Purchase

Remortgage

Mortgage Type

Residential

Buy-to-Let

Property value

Deposit size

LTV: 90.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

Got questions? We've got answers

See all FAQs

Frequently asked questions

We work with over 100 lenders and schemes, giving us access to thousands of mortgage products.

There are various ways you can increase your affordability, from improving your credit score to cutting back spending. If you have family who would like to help, they could also become a guarantor to increase your borrowing potential, or reduce the amount you need to borrow by gifting or lending you money to increase your equity stake. Talking to affordability experts like Tembo can help you identify the best areas to work on to improve your affordability.

In 2024, 2023 and 2022 we were voted the UK’s Best Mortgage Broker by our customers at the British Bank Awards. We specialise in helping buyers, movers and remortgages boost their affordability. Thousands have already used Tembo to discover how they could afford their dream home. Our smart decisioning tech and mortgage experts will find the best way to boost your budget from over 100 mortgage lenders, including high street banks and innovative first time buyer schemes. So you can get a solution in an instant, plus benefit from our expert advice and access some of the best rates available.

See all FAQs

Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

Trustpilot

Support
Get a recommendation
Login
FAQs
Terms & Conditions
Privacy Policy
Cookie Policy
Transparency
Complaints
Legal documents

Solutions
Low deposit mortgages
Guarantor mortgages
Remortgage
Buy to Let
Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Cash ISA

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year

Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £299-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.

Compare mortgages with Tembo

Discover how much you can really borrow.

£82,000 Average Affordability Boost

Voted the UK's Best Mortgage Broker

Available 7-days a week, plus evenings

We search over 100 lenders & schemes

Getting started with Tembo

Discover your true affordability

Compare live rates & repayments

Speak to an expert in 5-minutes

Find your ideal mortgage.

Compare 20,000+ mortgages from over 100 lenders

Got questions? We've got answers

Frequently asked questions

How can I improve my affordability?

Why choose Tembo?