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Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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Open a Cash Lifetime ISA today and earn 4.30% AER (variable) interest on your savings. Over 5-years, that’s hundreds more in your pocket than with the closest market competitor.


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Award-winning mortgage advice for Shared Ownership

We've teamed up with the experts at Stairpay to help you find the best deal on your Shared Ownership transaction. Whether you're looking to buy a Shared Ownership property or staircase, you're in safe hands with Tembo and our award-winning mortgage advisors.

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British Bank awards 2023 Best Mortgage Broker winner

Discover how much you can really borrow.


Open 7-days a week & until 8pm Monday-Thursday


Voted UK's Best Broker 2022 & 2023 by our customers


Speak to an expert same-day, with instant appointments


Voted the UK's Best Mortgage Broker

We're on a mission to make home happen. That's why our customers voted us the UK's Best Mortgage Broker at the British Bank Awards 2022 and 2023. With expertise in Shared Ownership mortgages and staircasing, our dedicated advisors will be by your side from our first meeting through to full ownership of your property.

I recently used Tembo for a Shared Ownership purchase; they provided exceptional service from start to finish. What impressed me most was the level of communication - I never felt like I was in the dark about anything. They helped me to secure a mortgage that was perfectly tailored to my needs & budget.

Abi W

Make home happen in 4 simple steps


Create a Tembo plan

Complete our simple fact find and we'll collect all the information we need in order to qualify your Shared Ownership mortgage or staircase. It takes around 10-minutes to complete.


Talk to an expert

Book a call with our mortgage experts to complete the qualification process, and we’ll cover off any questions you might have about buying or staircasing. We're open 7-days a week.


Apply for your mortgage

You'll be introduced to your own dedicated mortgage advisor, who will help you understand your borrowing potential for your purchase or staircase. They'll be by your side from your first meeting, and will handle all communications with the RICs surveyor and lender.



Once conveyancing is over - which can take a little longer on Shared Ownership - you'll be sorted. We’ll also provide a free protection review for your insurance needs.

Tried, tested, trusted.

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