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Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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Open a Cash Lifetime ISA today and earn 4.30% AER (variable) interest on your savings. Over 5-years, you’ll have £600 more in your pocket than with the closest market competitor.


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Remortgage or buy with guarantor mortgages from 4.33%

Voted the UK's Best Mortgage Broker 2022 & 2023. Tembo advises on a range of guarantor mortgages that could boost your affordability for a remortgage or purchase.

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4.33% based on a 60% LTV, 5-year fix. Fees of £814.00 apply. Rates are not guaranteed and may have changed by the time you come to apply. Eligibility criteria may vary by lender.Accurate as of 22 May 2024.

British Bank awards 2023 Best Mortgage Broker winner

Discover how much you can really borrow.


Average £82,000 boost to affordability


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Experts in affordability

It has never been harder to buy a home, and with interest rates rising, even existing homeowners are struggling to remortgage. Adding a guarantor to your mortgage can increase your affordability overnight. We are specialists in guarantor mortgages, and assess deals from over 100 lenders to help you and your guarantor find the right solution.

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Getting started with Tembo

Get your guarantor mortgage underway in 3 simple steps with the UK's Best Mortgage Broker (two-years running!).


Options for guarantors

As well as traditional guarantor mortgages where savings are used as security, there are a range of new solutions available.


Income Boost

Increase your affordability with a guarantor's income

With an Income Boost you can some or all of a guarantor's earnings to your household income to boost your budget.

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Savings as Security

Buy a home with no deposit by utilising a guarantor's savings

A Savings as Security mortgage requires a guarantor to hold their cash savings with the lender for 5-years as security.


Deposit Loan

Borrow a deposit from a family member or friend

Boost your house deposit with a Deposit Loan from family or friends in return for a proportional share of your home.

Find your ideal guarantor mortgage.

Compare 20,000+ mortgages from over 100 lenders


LTV: 90.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

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