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Best NatWest mortgage deals

Whether you're an existing customer or first-time buyer, compare the best mortgage interest rates from NatWest with our comparison tool below.

The interest rates you’re shown are an indication only; to understand your eligibility, create a free Tembo plan for a personalised recommendation and seek mortgage advice

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LTV: 60.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

What type of mortgages does NatWest offer?

NatWest offers a huge range of mortgage products, including fixed-rate, variable-rate, tracker and offset mortgages for first-time buyers, home movers, remortgagers and buy-to-let applicants. They also offer more niche products including green mortgages, equity loans and shared ownership mortgages.

How much could I borrow from NatWest?

Like most mortgage lenders, NatWest offers a range of mortgage products with different eligibility criteria. How much you could borrow for a mortgage depends on which products you're eligible for, your household income and deposit, and other factors like your credit score, employment type, and outgoings. But typically you can borrow between 4-4.5 times your income, although some applicants may be able to borrow more than this.

By creating a free Tembo plan, you can see what you could be offered for a mortgage by NatWest and other providers without applying.

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Whether it's first-time buyers, home movers or remortgagers - our expert team has been trusted by thousands to make home happen.

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NatWest is a familar household name, and one of the UK's biggest lenders. Because of this, they tend to have competitively priced mortgage products. But it's worth shopping around to see what other lenders could be offering too.


Andy Shead

Senior Mortgage Advisor at Tembo

Are NatWest a good lender?

NatWest is one of the biggest mortgage lenders in the UK and has a reputation for offering good mortgage rates. A recognisable high-street name, NatWest holds a 11.5% share of the mortgage market and has a 70% score from its customers on Which?, which is higher than average. However, they are not rated highly on Trustpilot, with 1.4 stars out of 5 from almost 6,000 reviews.

So it's a bit of a mixed bag. As with any lender, whether NatWest is the right mortgage lender for you depends on your affordability and individual circumstances, what mortgage products you're eligible for, and what the market is currently like. An expert mortgage broker like Tembo can help you navigate these factors to ensure you get the best mortgage deal for you.