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Remortgaging

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Save up to £20,000 into a Cash ISA each tax year, and the interest you earn is tax-free

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Lock your savings away for a fixed term in return for a fixed interest rate

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Figure out how much Stamp Duty you'll pay on your purchase

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Compare the best rates and deals from over 100 lenders

Compare remortgage rates

Compare the best rates and deals from over 100 lenders

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Connect your mortgage for hassle free remortgaging

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Need to remortgage quickly?

With our speedy remortgage service we can find the best remortgage deal for you. Create your plan in just ten minutes.

Remortgage today

Trustpilot

Discover how much you can really borrow.

I want to

Purchase

Remortgage

My household income is

Property value

Compare rates from 100+ lenders

Voted the UK's Best Mortgage Broker

Available 7-days a week, plus evenings

Speedy remortgages

Using an AVM (Auto Valuation Model) some lenders can avoid a time consuming physical valuation, and assess income/outgoings via credit check where possible to reduce underwriting times and get your remortgage over the line quickly and securely.

Compare 20,000+ mortgages from over 100 lenders

I want to

Purchase

Remortgage

Mortgage Type

Residential

Buy-to-Let

Property value

Remaining mortgage balance

LTV: 66.67%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

What our remortgage customers say about us

Lock in today's best deal, with flexibility to switch if rates drop

You've submitted a mortgage application with your dedicated broker but have now found a better rate?

Simply inform your mortgage broker if you find a better rate and we'll switch you over.

Enjoy the security of a locked in rate with the flexibility to switch if you find a better deal.

Remortgage with Tembo

Get your remortgage journey underway in 3 simple steps

Discover your true affordability

We compare your eligibility for over 100 lenders and 15 specialist schemes in seconds. We'll generate a recommendation that reveals your true borrowing potential.

Compare live rates & repayments

Your recommendation will show live interest rates & indicative monthly repayments for remortgages, as well as standard schemes.

Speak to an expert in 5-minutes

Book in a free, no-obligation call with one of our award-winning experts. They'll answer all your remortgage questions, and set you up with a dedicated advisor as soon as you're ready to progress.

Got questions? We've got answers

See all FAQs

Frequently asked questions

Yes, you can usually borrow more by remortgaging. When you apply for a remortgage, you can apply for a larger mortgage loan. Whether you'll be approved for this additional borrowing depends on whether you pass the lender's affordability checks, as they'll need to ensure you can afford to borrow more.

Yes, you can remortgage to consolidate debt. By release equity from your home by remortgaging, you could pay off your debt. However, you'll need to pass the lender's affordability and credit checks to be approved for a remortgage. If you have a poor credit score or expensive financial commitments, you might have access to a smaller range of lenders and may be offered higher rates, which can make it more difficult to remortgage.

Yes, it is possible to remortgage and borrow more with a shared ownership property. To do this, you are likely going to need to switch to a mortgage lender who is willing to offer you a larger loan. It can be difficult to know which lenders are likely to accept your application. Working with a specialist like a mortgage broker can help you find the best lenders to apply to.

See all FAQs

Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

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Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Cash ISA

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year

Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £299-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.

Need to remortgage quickly?

Discover how much you can really borrow.

Compare rates from 100+ lenders

Voted the UK's Best Mortgage Broker

Available 7-days a week, plus evenings

Speedy remortgages

Compare 20,000+ mortgages from over 100 lenders

What our remortgage customers say about us

Lock in today's best deal, with flexibility to switch if rates drop

Remortgage with Tembo

Discover your true affordability

Compare live rates & repayments

Speak to an expert in 5-minutes

Got questions? We've got answers

Frequently asked questions

Is it possible to remortgage to pay off debt?

Can I remortgage and borrow more on shared ownership?