Buy a home HoverArrow

Remortgage HoverArrow


Purchase HoverArrow

Remortgage HoverArrow

Buy to Let HoverArrow

Increase your affordability HoverArrow

With a guarantor

Increase your affordability HoverArrow

Without a guarantor

NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

Learn more
Discover all our mortgage schemes

Lifetime ISA HoverArrow

Latest Articles HoverArrow


Save with the market-leading rate

Open a Cash Lifetime ISA today and earn 4.30% AER (variable) interest on your savings. Over 5-years, you’ll have £600 more in your pocket than with the closest market competitor.


Latest articles HoverArrow


Buy a home HoverArrow

Remortgage HoverArrow

Mortgage loginCheck my affordability

Southampton House Buying Guide

Want to buy a house in Southampton but unsure where? Our house buying guide will tell you all you need to know about buying in this seaside city. If you want to see how you could boost your budget, create a free Tembo plan today for a personalised recommendation, or try out our Mortgage Calculator.

Create my Tembo planMortgage Calcualtor
British Bank awards 2023 Best Mortgage Broker winner

Discover how much you can really borrow.


£257,400 Average Property Price


-2.7% Annual House Price Change


£82,000 Average Affordability Boost

Where should I buy in Southampton?

The ideal coastal city, Southampton has a lot to offer. From its breezy seafront with a wide choice of restaurants and bars, to easy access to the Isle of Wight, the New Forest and South England, Southampton is a great place to live and put down roots. It also has a rich maritime history, a vibrant arts scene as well as being known for its thriving aerospace, defence, and advance manufacturing industries!

If you'd like to buy a home, but are struggling to find the right place to live, keep reading to find out the top 3 places to buy in Southampton below.


Average property price


Average semi-detached price


Average terraced price


With its charming village centre and romantic abbey ruins, Netley has a quaint, 'step-back-in-time' feel which attracts many newcomers. This makes it an ideal spot to put down roots if you want somewhere with a bit of history and on the quiet side. However, this old-worldly suburb has plenty of nearby walks, pubs and restaurants to keep you occupied at weekends, so you won't be bored!


Netley has its own train station, with hourly trains to Southampton and Portsmouth in under 30 minutes. You can also drive into Southampton in about 15 minutes, or cycle in 30.

Local schools

Being a small area, Netley has three schools to choose from; Netley Abbey Infant School and Netley Abbey & Butlocks Heath County Junior School, all rated 'good' by Ofsted. For older children, the closest secondary school is Weston, however it isn't considered the best. Itchen Sixth Form College and King Edward VI School are futher afield, but have higher ratings.

Property price growth

Over the last year, property prices in Netley were similar to the previous year and 2% down from the 2019 peak.


Netley is known for its historic abbey, which was founded in 1238 but later granted to Sir William Paulet when King Henry VIII suppressed the lesser monasteries. He transformed the abbey into his private mansion, fashioning it into a stylish Tudor courtyard house. The mansion was occupied until 1704, when the owner sold it for building materials - the abbey was only saved because a demolition worker was killed, causing work to cease!

After that, the site was abandoned, but over time attracted artists and writers of the Romantic Movement as well as locals who used the area for picnics. Later on, the vegetation and debris were removed from the ruins and all Tudor additions taken down to restore the site to its 'original' design.

It wasn't until the 19th century that Netley consisted of more than the abbey ruins and two villas - Netley Castle and Netley Lodge. But the area was developed after the founding of the old Royal Victoria Military Hospital in 1856.

See today's best mortgage rates

If you need to buy in a hurry, make sure you don't miss out on the best interest rates from our panel of lenders. See today's current rates with our Interest Rate Tracker, or create a free Tembo plan for a personalised rate.

Interest Rate Tracker

Struggling to buy a home in Southampton? We can help

Tembo specialises in helping buyers and home movers boost what they can afford so they can buy sooner. Create your free Tembo plan today for a personalised recommendation.

Get started

5* rated and thousands of happy customers

The application process

4 simple steps to getting the keys to your new home

Start my journey

Make a Tembo plan

Check your eligibility for a range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.


Talk to an expert

Book a call with our experts to complete the qualification process, and we’ll cover off any questions you might have about any of the budget boosting schemes we advise on.


Find a property

Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!


Make home happen

During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.

Got questions? We've got answers

See all FAQs

Frequently asked questions

See all FAQs

Explore more locations

See all location guides

Data sourced from Zoopla's January 2024 House Price Index and Rightmove property prices. Accurate as of 01/02/2024.