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Family springboard mortgages with Tembo.

Tembo is a specialist family broker. Our Income Boost and Deposit Boost allow families to support each other into homeownership.

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Discover how much you could borrow


Why Tembo

We're on a mission to transform homeownership in the UK.


Our network is FCA regulated

All our mortgage brokers are CeMAP qualified to give you advice.


Recognised and trusted

From Aviva to Nationwide we’ve won support and investment from the biggest names in finance.


Loved by customers

We’re rated ‘Excellent’ on Trustpilot, and our word of mouth recommendations speak for themselves.

How Tembo works

Our step by step guide


With an Income Boost, you could borrow up to £173,000 That means with Tembo, you could aim for a home worth £183,000.

Take a look under the hood

With an Deposit Boost, you could borrow up to £323,000 That means with Tembo, you could aim for a home worth £333,000.

Take a look under the hood


Our Boosts can help buyers get into their dream home, quicker.

Tembo is championing a new way forward. To build a more equitable future, and to help a new generation of buyers get a foot on the ladder with the help of their loved ones.

Deposit BoostIncome Boost

Tembo's Boosts

  • Income Boost

    An Income Boost is a way for a family member or friend to allocate some of their income to their loved one’s mortgage application in order to increase the buyer’s borrowing potential. With the average house price being 7.5 times the average income, an Income Boost can increase the amount you could borrow.

  • Deposit Boost

    A Deposit Boost is a way for a family member or friend to unlock money from their property to help their loved one get on the ladder with a gifted deposit. On average, Tembo saves home-buyers £8,704 in interest fees with a Deposit Boost.

Check out today's best rates

We selected the best available rates from a panel of over 100 lenders.

See our rates

Meet those that went before.

Meet the first-time buyers who used family to get on the property ladder.


A first time buyer struggling to save a deposit.

Read Tim's story

A young couple trying to buy their first home in London.

Read Stella and Pieter's story

An assistant psychologist priced out of the London property market.

Read Rachel and Simon's story

We're rated Excellent on Trustpilot.

We've helped thousands of buyers with family lending.

View Testimonials

“We had a fantastic experience with Tembo. We really appreciated the pragmatic and straightforward advice on our various options. Can't recommend Tembo more highly.”


Emma Jane


“Will be recommending them to all of my friends. Awesome and efficient customer service and always happy to answer questions and follow things up whenever!”




Got questions?

We know how challenging family lending can be. That's why our dedicated team are on hand to help you through every step of the journey.

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Award-winning mortgage advice

We won Best Mortgage Broker and Best Newcomer at
the 2022 British Bank Awards.