NHS employee? You could borrow up to 5.5 times your salary
Discover how a professional mortgage could boost your borrowing. Plus, our mortgage service is and always will be free for NHS workers (exclusions apply see FAQs). That’s a saving of up to £749.
£88,000 average affordability boost
Voted the UK's Best Mortgage Broker
Fee-free for NHS workers
How does it work?
Professional mortgages are offered by some mortgage lenders to those who work in 'professional' lines of work, such as nurses, doctors, paramedics or dentists.
Lenders are comfortable to let these buyers borrow more as they see them as lower risk, e.g. more likely to remain in work and/or enjoy salary increases. Increasing your borrowing from the typical 4.5x income to 5.5x income can boost your budget by up to 20%. As an NHS professional you could benefit from these schemes as well as using Tembo's award winning service free of charge.
Olivia, you’ve got 7 options to buy that home worth
£300,000
We search over 100 lenders & 25 schemes to find you the best deal
That's how we increase budgets by an average £88,000 versus “standard” mortgage calculators.
Get startedSee what our NHS customers think about Tembo
The mortgage you need, no matter your situation
Buying, remortgaging, moving. It’s harder than ever. Especially on a single income. But we’re making home happen, against the odds. It’s why we’ve been voted the UK’s Best Mortgage Broker three years in a row.
Single income first-time buyer
Buying with complex income
First-time buyer in London
Using income to boost affordability
Remortgaging to gift a deposit
Acting as a silent guarantor
The ultimate mortgage experience
Rated 5 on Trustpilot and Google by over 2,000 people
We’ll find you the best deal
From 20,000+ products and 100+ lenders
Same day appointments
Book an instant appointment 7-days a week
A dedicated case manager & advisor
By your side from hello to getting your keys
Instant property valuations
Free home reports with 120+ data points
Advice from UK’s Best Mortgage Broker
As voted by our customers three years running
A lightning quick service
Average time to mortgage offer is just 10 days
Protection & insurance advice
The cover you need to protect you & yours
Hassle-free moving service
Easy utilities, moving & services set-up
Access to our panel of conveyancers
Tried & tested paid legal guidance from our experts
Our fees are simple
Read more about our fees & when we charge them here.
Free
NHS Workers
NHS Workers will never pay a fee.
£499
Standard
Buying or remortgaging with no affordability hurdles or complexity.
£749
Complex
If you need extra support due to affordability, credit or complex needs.
