On your own
Boost your buying budget without a loved one’s help.
Guarantor Mortgages
Boost your buying budget with the help of family or friends.
Remortgage
Release equity, borrow more or access better rates.
Part Buy, Part Rent
Buy a share of a home and pay rent on the rest.
Standard Mortgage
Buy a home with a repayment mortgage
5.5x Income
Increased borrowing for first-time buyers
Professional Mortgage
Increased borrowing for professionals
Dynamic Ownership
Co-buy with friends or siblings
Deposit Unlock
Buy a new-build home with a 5% deposit
Armed Forces Help To Buy
Borrow up to £25,000 as an interest-free loan
Skipton Track Record Mortgage
Use your track record of paying rent to get a 100% mortgage
NHS employee? You could borrow up to 5.5 times your salary
Discover how a professional mortgage could boost your borrowing. Plus, our mortgage service is and always will be free for NHS workers (exclusions apply see FAQs). That’s a saving of up to £749.
£82,000 average affordability boost
Voted the UK's Best Mortgage Broker
Fee-free for NHS workers
See what our NHS customers think about Tembo
How does it work?
Professional mortgages are offered by some mortgage lenders to those who work in 'professional' lines of work, such as nurses, doctors, paramedics or dentists.
Lenders are comfortable to let these buyers borrow more as they see them as lower risk, e.g. more likely to remain in work and/or enjoy salary increases. Increasing your borrowing from the typical 4.5x income to 5.5x income can boost your budget by up to 20%. As an NHS professional you could benefit from these schemes as well as using Tembo's award winning service free of charge.
Getting started with Tembo
Get your mortgage underway in 3 simple steps
