Approaching the end of your Help to Buy deal? Whether you want to fully pay off your equity loan or remortgage with it, we search 100+ lenders, helping you to quickly compare your options and find the best remortgage deal for you.

Discover your buying budget

Trustpilot

Discover how much you can really borrow.

I want to

Purchase

Remortgage

My household income is

Property value

£82,000 Average Affordability Boost

Voted the UK's Best Mortgage Broker

Available 7-days a week, plus evenings

Trustpilot

Your help to buy remortgage with Tembo

Get your remortgage journey underway in 3 simple steps

Discover your true affordability

We compare your eligibility for over 100 lenders and 15 specialist schemes in seconds. We'll generate a recommendation that reveals your true borrowing potential.

Compare live rates & repayments

Your recommendation will show live interest rates & indicative monthly repayments. If needed, we'll show you budget-boosting options, or ways to reduce monthly repayments.

Speak to an expert in 5-minutes

Book in a free, no-obligation call with one of our award-winning experts. They'll answer all your remortgage questions, and set you up with a dedicated advisor as soon as you're ready to progress.

Compare live interest rates instantly

Compare 20,000+ mortgages from over 100 lenders

I want to

Purchase

Remortgage

Mortgage Type

Residential

Buy-to-Let

Property value

Deposit size

LTV: 90.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

We search over 100 lenders & schemes

Our smart technology checks your eligibility for hundreds of lenders and affordability boosting schemes in seconds.

Check my eligibility

Got questions? We've got answers

See all FAQs

Frequently asked questions

If you have enough money in savings or you're able to release enough equity from your home when you remortgage, then yes you can absolutely pay off your Help to Buy equity loan. The smallest repayment you can make is 10% of the market value of your home.

We're a multi-award winning mortgage and savings platform, focussed on helping the next generation get on the ladder sooner, stay on it or move up it. We've been going for 4 years and have helped thousands of customers with their mortgage and insurance needs.

Yes, you can usually borrow more by remortgaging. When you apply for a remortgage, you can apply for a larger mortgage loan. Whether you'll be approved for this additional borrowing depends on whether you pass the lender's affordability checks, as they'll need to ensure you can afford to borrow more.

Yes, you can remortgage to consolidate debt. By release equity from your home by remortgaging, you could pay off your debt. However, you'll need to pass the lender's affordability and credit checks to be approved for a remortgage. If you have a poor credit score or expensive financial commitments, you might have access to a smaller range of lenders and may be offered higher rates, which can make it more difficult to remortgage.

See all FAQs

Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

Trustpilot

Support
Get a recommendation
Login
FAQs
Terms & Conditions
Privacy Policy
Cookie Policy
Transparency
Complaints
Legal documents

Solutions
Low deposit mortgages
Guarantor mortgages
Remortgage
Buy to Let
Cash Lifetime ISA
Stocks & Shares Lifetime ISA
Cash ISA

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year

Important to know

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers. Tax treatment depends on individual circumstances and may be subject to change in the future. The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Mortgages and Insurance

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. See full details of all claims and figures shown on this website at our Transparency page. You may have to pay an early repayment charge to your existing lender if you remortgage. Tembo typically charges a fee for its mortgage advice, payable on mortgage offer, which ranges from £299-£749.

Savings

If you open a Tembo Stocks & Shares Lifetime ISA, the value of your investment could go up as well as down. Past performance is not a reliable indicator of future results, and your capital is at risk, meaning you could get back less than you put in. We do not provide investment advice, so please be sure that investing is right for you by making your own decisions or seeking advice.

Tembo, Tembo Savings, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Tembo Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.

Looking for Help to Buy remortgage deals? Try Tembo

Discover how much you can really borrow.

£82,000 Average Affordability Boost

Voted the UK's Best Mortgage Broker

Available 7-days a week, plus evenings

Your help to buy remortgage with Tembo

Discover your true affordability

Compare live rates & repayments

Speak to an expert in 5-minutes

Compare live interest rates instantly

Compare 20,000+ mortgages from over 100 lenders

We search over 100 lenders & schemes

Got questions? We've got answers

Frequently asked questions

Who are Tembo?

Can I borrow more when remortgaging?

Is it possible to remortgage to pay off debt?