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The UK's guarantor and joint mortgage specialists

With a little help from your family, a guarantor or joint borrower mortgage could help you borrow more so you can afford the home you want to buy. 

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Guarantor mortgages

Guarantor mortgages can help you buy your dream home sooner. By adding a family member to your mortgage application you can increase the amount you could borrow, or increase your deposit size.

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The low down on guarantor mortgages

  • What is a guarantor mortgage?

    Guarantor mortgages are a way for a parent or relative to support your mortgage application, by guaranteeing that they will pay the mortgage if you weren't able to. This can help you to increase your buying budget or get you on the ladder if you can't save a deposit.

  • What options are available?

    A guarantor can use their property as security, use their income as support, or use cash savings as security. Our Deposit Boost and Income Boost products are modern twists on these more traditional options.

  • Am I eligible for a guarantor mortgage?

    When applying for a guarantor mortgage, you'll need someone who is willing to help you get on the property ladder (at Tembo we call them a Booster). You and your Booster will also need to pass affordability requirements, as well as both having good credit scores.

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Income Boost Calculator

See how much you increase your borrowing by adding an Income Boost to your mortgage.

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Lenders will currently let buyers borrow around 4.5x income, and average house prices sit at 7.5x income.

Budget with Booster

£247,500

£720 per month

Budget on your own

£135,000

£
£

An average Tembo customer boosts their budget by £64,000.

Fill out our short form and get a personalised recommendation with monthly payments and indicative interest rates.

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“Our experience of Tembo has been amazing! Their website is so easy to use, we were able to set up our initial appointments within a couple of days, and everyone we have spoken to has been so helpful, friendly and knowledgeable.”

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Alice

Booster

“My experience with Tembo has been great, they were the only broker who could get me the mortgage I was looking for.”

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Claire

Buyer