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Looking to buy in London? Try Tembo.

Tembo offers a range of Boosts to either increase your deposit, or increase the amount you could borrow. Create a free plan to find out what you could afford and how a Boost could increase your total budget.

What could I afford?Mortgage Calculator

Discover how much you could borrow


You would need to save for





to buy without Tembo


Struggling to save for a deposit?


The average London deposit is £132,000 (meaning that the average buyer would have to save for 55 years if they saved £200 a month).

Our Boosts can get you into your dream home, quicker.

Tembo is championing a new way forward. To build a more equitable future, and to help a new generation of buyers get a foot on the ladder with the help of their loved ones.

Deposit BoostIncome Boost

Tembo's Boosts

  • Income Boost

    An Income Boost is a way for a family member or friend to allocate some of their income to their loved one’s mortgage application in order to increase the buyer’s borrowing potential. With the average house price being 7.5 times the average income, an Income Boost can increase the amount you could borrow.

  • Deposit Boost

    A Deposit Boost is a way for a family member or friend to unlock money from their property to help their loved one get on the ladder with a gifted deposit. On average, Tembo saves home-buyers £8,704 in interest fees with a Deposit Boost.

How Tembo works

Our step by step guide


With an Income Boost, you could borrow up to £173,000 That means with Tembo, you could aim for a home worth £183,000.

Take a look under the hood

With an Deposit Boost, you could borrow up to £323,000 That means with Tembo, you could aim for a home worth £333,000.

Take a look under the hood


Why Tembo?

Buyers are being priced out. We're here to change that.


Our network is FCA regulated

All our mortgage brokers are CeMAP qualified to give you advice.


Recognised and trusted

From Aviva to Nationwide we’ve won support and investment from the biggest names in finance.


Loved by customers

We’re rated ‘Excellent’ on Trustpilot, and our word of mouth recommendations speak for themselves.


Got questions?

Our dedicated team are on hand to help you through every step of the journey.

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'One of those "why isn't everyone doing it moments"'

We're proud to be rated Excellent on Trustpilot.

View Testimonials

“Our experience of Tembo has been amazing! Their website is so easy to use, we were able to set up our initial appointments within a couple of days, and everyone we have spoken to has been so helpful, friendly and knowledgeable.”



London buyer

“We had a fantastic experience with Tembo. We really appreciated the pragmatic and straight-forward advice on our various options. Can't recommend Tembo more highly.”



London buyer


After 5 years of saving Stella and Pieter were still struggling to buy in London. Tembo helped them onto the ladder with a Deposit Boost.

Read their story

Ready to get started?

Create a plan today, and discover how much more you could afford with Tembo.

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