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Looking for an alternative to Help to Buy? Try Tembo.

With the end of Help to Buy, you may be looking for other options to buy your first home. We boost our average buyer's budget by £82,000 - so if you need a helping hand onto the ladder, try Tembo.

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How Tembo could help increase your borrowing power

We specialise in boosting buyer's budgets

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Options to help you buy

  • Income Boost

    An Income Boost mortgage, also known as Joint Borrower Sole Proprietor (JBSP) mortgage, is a way of adding some or all of a family member or friend's income to a mortgage to increase the buyer's max borrowing.

  • Deposit Boost

    This service involves two separate mortgages. The first is a mortgage taken out by your family member or friend (the booster) on their property. The proceeds are then gifted to the buyer to put towards their house deposit. The second is a mortgage needed for the buyers home.

  • Equity Loan

    A private equity loan boosts the buyer’s budget by topping up their deposit with a second charge mortgage secured against the home. An equity loan acts in a very similar way to the Government’s Help to Buy scheme. The equity loan provider provides additional capital to the buyer, so they can increase their down payment on the property.

Help to Buy closes for new applications on the 31st October

The government scheme for first time buyers ended on the 31st October 2022. Luckily, Tembo is on hand to help. Make a plan with us, and we'll generate a personalised recommendation showing monthly repayments and live interest rates for each of our schemes. Want to talk it through further? Just book in a chat with one of our award winning team to learn more.

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